A home warranty can offer you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
St Matthews gives homeowners some great living options and the opportunity to enjoy the seasons. However, the variable temperatures can do quite a bit of damage to your home's systems.
Since the home warranty market has a variety of providers — all with different coverage — our team at House Method did the research for you to help you find the best home warranty in St Matthews.
Finding the right provider for your home warranty is a step you could take to protect your home. Policies can vary, so consider the following factors when picking a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in St Matthews. Choice has more than 14 years of industry experience and in that time has built a a skilled network of service professionals in the country. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily understandable.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
For more information, read our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for St Matthews residents. The 3 plans that Select offers include options for appliance and system coverage. When you purchase a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for St Matthews residents. AHS has over 25 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the St Matthews area.
To read more, visit our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In St Matthews, The Home Service Club offers the best home warranty with the quickest service. HSC has over 14 years of experience in the home warranty industry and in that time has built a an network of service professionals nationwide. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 policies that HSC has include options for appliance and system coverage.
The Home Service Club offers 2 plans for St Matthews homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the St Matthews area.
Read our full review of The Home Service Club to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for St Matthews residents. The 3 plans from Liberty are easy to comprehend and offer both system and appliance coverage. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the St Matthews area.
To read more, visit our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for St Matthews residents. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of system and appliance coverage. First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For a more detailed breakdown, read our comprehensive review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for St Matthews residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the home warranty for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage.
Cinch Home Services offers 3 plans for St Matthews homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also about $1,000-$2,000.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our comprehensive review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in St Matthews
A home warranty is a service contract that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
Filing a claim with your home warranty company is straightforward. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. After that, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances commonly covered under a home warranty plan are the dryer, refrigerator, dishwasher, microwave, washing machine, oven, and more. System coverage typically includes electrical systems, plumbing, air conditioning, heating systems, water heaters, and more. You can also optionally decide to pay extra for add-on coverage for items such as swimming pools, spas, septic systems, and roof warranty.
St Matthews homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, natural disasters, or cosmetic issues. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Home warranty plans are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in St Matthews reaching upward of 64 degrees in the summer, you may find that some appliances, such as your air conditioning unit, get a lot of use. A home warranty can significantly lower your out-of-pocket expenses should your HVAC system break down.
Not only can a St Matthews home warranty save you some money on repairs and replacements, it saves you time as well. Instead of vetting technicians on your own, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
There are also some drawbacks to buying a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another downside is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were affected probably won't be covered by the home warranty.
Homeownership is a big responsibility that can be expensive, but fruitful. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to consider before taking the leap and purchasing a policy.
A home warranty can save you several thousands of dollars on home maintenance and offer you peace of mind as a homeowner in St Matthews. The best provider in St Matthews is Choice Home Warranty. With its comprehensive coverage, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty company in St Matthews is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a of service contract that provides homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, dishwashers, refrigerators, dryers, sump pumps, electrical systems, heating and cooling systems, water heaters, and plumbing, among others. Some companies also offer coverage for ceiling fans, roofs, garage door openers, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Most home warranties have a 30-day waiting period before you can file claims, but some may let you file sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty in St Matthews. Everything from a stove to a washer can be covered under a home warranty.
The service fee is the price homeowner pay every time there is a problem with a home system or appliance. The service fees are commonly priced between $60 and $150.
