A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
As much as you may enjoy owning a home in Shepherdsville, there is always that concern about whether or not your systems and appliances are going to make it through the next few years.
Choosing the best home warranties on the market can be difficult because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Shepherdsville.
The first step in protecting your home with a home warranty is determining which company's plan is right for you. Think about the appliances and systems in your home you'd like coverage for and compare the plans. When deciding which home warranty provider is the right one for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Shepherdsville
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having one in place can give you some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay the service fee to schedule the repair . This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan provides coverage on your home's major appliances and systems and it can help reduce how much you spend on maintaining your home. The appliances covered include a stove, cooktop, clothes dryer, clothes washer, refrigerator, dishwasher, microwave, and more. The systems included are the electrical, water heater, plumbing, air conditioner, heating system, and more. Add-on coverage options can vary by plan but often include things such as a sprinkler system, second refrigerator, central vacuum, septic system, and plumbing stoppages.
A Shepherdsville home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Shepherdsville home warranty.
Home warranty plans are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Shepherdsville hitting upward of 65 degrees in the summer, you may find that certain appliances, like your air conditioner, get a lot of use. A home warranty can significantly bring down your out-of-pocket costs should your HVAC system stop working.
Additionally, having a Shepherdsville home warranty can help make your house more appealing to potential home buyers should you ever decide to sell later. Many home warranty companies will allow you to transfer your policy to a new owner and give them the same protection you've been receiving.
One main drawback of a home warranty is not everything may be covered. It's important to weigh the different plans and purchase one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover damage from normal wear and tear. They often won't cover systems or appliances that have stopped working due to improper maintenance, animal infestations, natural disasters, etc.
A home warranty can help ease some of a homeowner's maintenance troubles, but ultimately, it's up to you to decide if investing in one is a good choice for you and your family. Be sure to do your research and read over any home warranty plans that you're considering buying to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can choose the right home warranty for your Shepherdsville home. Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Shepherdsville homeowners.
Our pick for the best overall home warranty company in Shepherdsville is Choice Home Warranty but the perfect company for you will vary based on factors such as what appliances and systems you need to have covered.
Home warranty plans cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
Home buyers, homeowners, home sellers, landlords, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you won't have any large hits to your bank account for home maintenance.