A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are extremely important for homeowners in the Lyndon area of Kentucky.
Finding the best home warranty on the market can be quite time-consuming because there are so many companies to choose from. That's why the House Method team did the research and compiled a list of the best home warranty companies in Lyndon for you.
After researching the basics of home warranties in Lyndon, your next step is to figure out which company you'd like to receive a free quote from. Below is a list of factors that you'll want to be mindful of when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lyndon
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair will cost several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so online or by telephone, and then a contractor will come and fix the problem. Once you submit the claim, it will be assigned to a local repair person that will come to your home and fix the problem. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty in Lyndon usually covers the main systems and appliances in the house. The appliances that are typically covered under a home warranty plan include microwave, garbage disposal, refrigerator, dishwasher, clothes dryer, clothes washer, and more. The systems usually included are electrical systems, plumbing systems, air conditioners, ductwork, and hot water heaters. The add-on coverages can include roof leak, pool, septic system, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things like cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in a home warranty policy.
Temperatures in Lyndon can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Lyndon, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
In addition, having a home warranty can save you some time by getting rid of the need to research technicians--most providers will send a trusted professional right to your door to do the necessary repair or replacement.
Home warranties also have some cons. Though it can be convenient that the home warranty sends out a service technician who does the repair for you, some people may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty companies allow you to select a contractor. Another thing to keep in mind is that some companies don't cover pre-existing damage and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about this if you aren't sure or if this is a problem for you.
Whether or not a home warranty is worth it depends on your personal preference. Like any other sort of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty in Lyndon can save you lots of money and give you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty stands out as the best overall provider. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Lyndon homeowners.
The best home warranty provider in Lyndon is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a tremendous reputation in the Lyndon area.
A home warranty is a of service contract that gives homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, washing machines, garbage disposals, dryers, electrical systems, plumbing, heating and cooling systems, sump pumps, and water heaters, among others. Some companies also provide coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
First-time home buyers, home sellers, landlords, real estate agents, and homeowners can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
A service fee is a cost that you must pay before a repair person or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost.