A home warranty can give you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
There are many great things abouts owning a home in Lebanon. But, major home systems and appliances, like your electrical systems and kitchen appliances, can malfunction due to normal wear and tear, leaving you with pricey repairs.
Choosing the best home warranties on the market can be difficult because of the many options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty companies in Lebanon.
Now that you're ready to sign up for a home warranty, the first step is deciding what items you want coverage for. After that, you can compare your options and call different home warranty companies for a free quote. Before deciding which home warranty to purchase, here are a few additional factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time you can file your first claim.
For Lebanon homeowners, when an issue comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal where you can submit a claim. At this point, you will also pay your service fee. Once the contractor fixes the problem, they will take care of it at no cost to you. The only time a Lebanon homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan will cover your home's systems and appliances from normal wear and tear. Typical appliances covered by a home warranty include a microwave, dishwasher, refrigerator, washer, dryer, garbage disposal, and more. The systems that are most commonly covered will be air conditioners, hot water heaters, plumbing systems, electrical systems, and heating systems. You can also decide to pay extra for add-on coverage for items like septic systems, roof warranty, swimming pools, and spas.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, your home warranty will not cover it. Things like pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not covered by a home warranty policy.
Home warranty plans are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Lebanon hitting upward of 64 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can considerably lower your out-of-pocket expenses should your HVAC system stop working.
Plus, having a Lebanon home warranty can make your house more appealing to potential home buyers if you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been getting.
One drawback of buying a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to understand what is included and what isn't. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be benefits and drawbacks of getting one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you a lot of money on home maintenance and offer you peace of mind as a homeowner in Lebanon. Choice Home Warranty stands out as the best overall provider. It offers great coverage at an affordable monthly or annual cost. However, other home warranties reviewed above also give great coverage choices for Lebanon residents.
Our pick for the best overall home warranty provider in Lebanon is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include garbage disposals, washing machines, refrigerators, dishwashers, dryers, electrical systems, plumbing, water heaters, sump pumps, and heating and cooling systems, among others. Some companies also offer coverage for pools, roofs, garage door openers, and ceiling fans. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty policy can help investors, home sellers, homeowners, homebuyers, and real estate agents. It can provide peace of mind and savings to anyone that is involved with homeownership.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
A home warranty in Lebanon can cost between $40 and $80 a month. Higher-priced plans tend to have more coverage, higher coverage limits, and a lower service fee.