A home warranty can bring you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
There are many benefits of owning a home in Jeffersontown. But, major home systems and appliances, like your plumbing and refrigerator, can break down due to normal wear and tear, leaving you with expensive repairs.
Finding the best home warranties on the market can be challenging because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty companies in Jeffersontown.
After reviewing home warranties in Jeffersontown, your next step is to determine which company you'd like to receive a free quote from. Policies can vary, so consider the following factors when deciding on a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Jeffersontown
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is straightforward. You can utilize either an online portal system or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will typically occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances from normal wear . Appliances covered under a home warranty plan are usually the garbage disposal, refrigerator, dryer, microwave, dishwasher, and more. Systems that are covered usually include water heaters, heating systems, electrical systems, air conditioners, and plumbing systems. You can also decide to pay a bit extra for add-on coverage for items like roof warranty, septic systems, swimming pools, and spas.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Temperatures in Jeffersontown can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Jeffersontown, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty can also offer value in other ways. For example, some plans can be transferred to another owner when you sell your home.
As for the downsides of home warranties, home system and appliance coverage varies by provider so it's important to read what each policy covers and excludes in the contract. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it ultimately comes down to your personal situation. Like any other kind of insurance policy or warranty, its purpose is to provide you some peace of mind, so you will have to decide how much that is worth to you.
Hopefully, you now feel confident that you can choose a home warranty company in Jeffersontown after reading through our reviews. The best provider in Jeffersontown is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best overall home warranty in Jeffersontown is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that covers the repairs and replacements of your major home system components and appliances.
Home buyers, homeowners, real estate agents, home sellers, and landlords are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
Most home warranties have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
A Jeffersontown home warranty can cost between $40 and $80 a month. The higher-priced plans typically have more coverage, a lower service fee, and higher coverage limits.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty plan, you won't have any large hits to your savings account .