When one of your systems or appliances stops working, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
With the weather patterns common in Jeffersontown, homes can go through quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Although a home warranty can help with your expenses as a homeowner, one issue is narrowing down the perfect choice for your Jeffersontown home. That's why we've done the research and have made a guide of the top home warranty options in Jeffersontown.
Choosing the right provider for your home warranty is the first step toward protecting your property. Here is a list of some tips on looking for a home warranty in Jeffersontown:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Jeffersontown. Choice is a home warranty provider with 14 years of experience in the industry, and it has become one of the best providers in the business. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our detailed review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Jeffersontown. Select is a home warranty company with 10 years of experience in the industry, and it has become one of the best providers in the business. Select has 3 simple plans, making the selection process and policy coverage easily understandable. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are a reasonable $60.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Jeffersontown residents. AHS offers 3 plans for homeowners to decide between. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Jeffersontown homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500 at the maximum.
For more information, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Jeffersontown, The Home Service Club is the best home warranty with the quickest service. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
Read more by visiting our review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Jeffersontown. Liberty has 3 plans for you to decide between. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Jeffersontown, ServicePlus Home Warranty is the best home warranty for emergency service. ServicePlus has been operating for over 6 years, making it a respected company in the industry. ServicePlus has established itself as a company with quick repairs with 24/7 customer support. It also has been expanding its coverage to more and more areas across the country. ServicePlus offers 2 plans for you to choose from.
ServicePlus Home Warranty has 2 plans that provide a combination of appliance and system coverage. Service fees from ServicePlus are an affordable $75. The coverage caps are also generally around $1,500.
Read more by visiting our comprehensive review of ServicePlus Home Warranty. To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Jeffersontown, First American Home Warranty offers the best home warranty for appliance coverage. The 2 plans from First American are easily comprehensible and offer both system and appliance coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Jeffersontown homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally around $1,500 at the maximum.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read more by visiting our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Jeffersontown. Cinch has 3 simple plans, making the selection process quick and easy. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered appliance or system.
For more information, read our detailed review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Jeffersontown
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your savings account from unexpected out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty plan.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to take a look at the issue. At this point, you will also have to pay your service fee. Once the contractor looks at the problem, they will take care of it at no cost to you. The only time a Jeffersontown homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty will cover systems and appliances from normal wear . The appliances usually covered under a home warranty plan are the oven, dryer, washing machine, dishwasher, microwave, refrigerator, and more. System coverage typically includes water heaters, plumbing, heating systems, air conditioning, electrical systems, and more. Add-on coverage will vary from one plan to another, but you can expect to see things such as spas, pools, central vacuums, sump pumps, roof leaks, and electronics.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are not included in the home warranty policy.
Jeffersontown's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
In addition, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
There are also some downsides to purchasing a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another possible pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your claims being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other type of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, you now feel as though you can select the right home warranty for your Jeffersontown home. Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Jeffersontown homeowners.
The best home warranty company in Jeffersontown is Choice Home Warranty. Choice Home Warranty an expansive network of experienced service technicians and a tremendous reputation in the Jeffersontown area.
Home warranties cover issues with systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
First-time home buyers, real estate agents, landlords, home sellers, and homeowners can all get home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy can cost on average anywhere from around $300 to $800 a year in Jeffersontown. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best value is.