A home warranty can offer you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
With the weather patterns common in Hillview, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Even though a home warranty can help with your homeowner headaches, one issue is narrowing down the best choice for your Hillview home. That's why we've done the research and have put together a list of the best home warranty plans in Hillview.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan is right for you. Figure out which items in your home you need coverage for and compare the policies. Below is a list of some factors to consider when looking for a home warranty in Hillview:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your refrigerator stops working and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. At this point, you will also have to pay your service fee. Once the repair technician takes a look at the issue, they will deal with it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty in Hillview usually covers the main systems and appliances in the house. The appliances that are usually covered under a home warranty plan include clothes washer, clothes dryer, garbage disposal, refrigerator, microwave, dishwasher, and more. The systems usually included are electrical systems, plumbing systems, ductwork, air conditioners, and hot water heaters. Add-on options can vary by plan but typically include things such as a septic system, central vacuum, plumbing stoppages, second refrigerator, and sprinkler system.
An important thing to note is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are not included in the home warranty policy.
Home warranty plans are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Hillview hitting upward of 65 degrees in the summer, you may find that some appliances, like your air conditioning unit, get a lot of use. A home warranty can remarkably lower your out-of-pocket costs should your HVAC system stop working.
Additionally, having a home warranty can save you some time by getting rid of the need to research technicians--most providers will send a trusted professional right to your door to carry out the necessary repair or replacement.
One drawback of a home warranty is that there are generally exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering thoroughly to understand what is included and what isn't. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Hillview's best home warranty companies has helped you narrow down your choices and find the right plan for you. All of these top home warranty providers have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and easy to understand plans make it a great home warranty for Hillview homeowners.
The best home warranty company in Hillview is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Hillview area.
Home warranties cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects your entire home from natural disasters and fires. It doesn't cover typical appliance or system damage.
A home warranty can help real estate agents, homeowners, home sellers, investors, and homebuyers. It can provide peace of mind to anyone that is involved with homeownership.
Usually coverage for a home warranty begins 30 days after payment. However, a few companies may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Most home warranty plans will cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.