A Henderson home warranty policy can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Henderson gives homeowners some great neighborhoods and the opportunity to enjoy the seasons. However, the variable temperatures can do quite a bit of damage to your home's systems.
Since the home warranty market is filled with a variety of providers — all with different price points — our team at House Method decided to do the research for you to help you find the right home warranty in Henderson.
Selecting the right provider for your home warranty is the first step toward protecting your home. Plans can vary, so take into consideration the following factors when deciding on a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Henderson home comfortable and convenient. When they start to break down, it can be expensive and a headache. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per year that the home warranty plan will cover for repairs and replacements.
A home warranty plan will cover home systems and appliances from normal wear and tear. The appliances include a dishwasher, microwave, cooktop, clothes dryer, stove, clothes washer, refrigerator, and more. The systems included are the water heater, air conditioner, heating system, electrical, plumbing, and more. You can also optionally decide to pay extra for add-on coverage for items like septic systems, roof warranty, swimming pools, and spas.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are excluded from the home warranty policy.
Home warranties are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Henderson hitting upward of 66 degrees in the summer, you may find that some appliances, such as your air conditioning system, get a lot of use. A home warranty can considerably decrease your out-of-pocket costs should your HVAC system break down.
Plus, though home warranty companies vary, some providers will allow you to transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
There are also some downsides to getting a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you several thousands of dollars on home maintenance and give you peace of mind as a homeowner. When it comes to home warranty providers in Henderson, the best overall is Choice Home Warranty. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Henderson homeowners.
Our pick for the best overall home warranty company in Henderson is Choice Home Warranty but the perfect company for you will vary based on factors such as what appliances and systems you need coverage for.
First-time home buyers, home sellers, landlords, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty policy in Henderson. Everything from a oven to a washer can be covered under a home warranty.
A home warranty policy can cost on average anywhere from around $300 to $800 a year in Henderson. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by opting for a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.