A Georgetown home warranty plan can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Georgetown is a great place to have a home. However, along with all the perks of homeownership, there are typically a few downsides, too. One of the biggest stressors for many homeowners is that systems and appliances can need repairs unexpectedly.
Finding the best home warranty on the market can be quite overwhelming since there are so many companies to decide between. That's why our team at House Method did the research and made a list of the best home warranty companies in Georgetown for you.
Selecting the right home warranty in Georgetown for you and your family comes down to the kind of coverage you're looking for, the home warranty company you opt for, and your location, among other factors. Policies can vary, so consider the following factors when picking a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Georgetown residents. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Georgetown area.
To read more, visit our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Georgetown. Select offers 3 plans for you to choose from. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Georgetown area.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information, read our thorough review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Georgetown, American Home Shield is the most customizable home warranty. AHS has over 25 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. The 3 policies that AHS has include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Georgetown homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Georgetown area.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read more by visiting our comprehensive review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Georgetown residents. HSC has been in business for over 14 years, making it a well-respected company in the industry. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options.
The Home Service Club offers 2 plans for Georgetown homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To read more, visit our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Georgetown. When you buy a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our Liberty Home Guard full review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Georgetown, First American Home Warranty is the best home warranty for appliance coverage. When you buy a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans that First American has include differing levels of system and appliance coverage, as well as add-on options.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also around $1,500 at the maximum.
For a more detailed breakdown, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Georgetown residents. Cinch has 3 simple plans, making the selection process easy. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Georgetown homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read our Cinch Home Services full review to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Georgetown
A home warranty is a coverage plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can start using it.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and look at the issue. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty will cover home systems and appliances from normal wear and tear. The appliances a home warranty typically covers include a refrigerator, clothes dryer, microwave, dishwasher, cooktop, stove, clothes washer, and more. The systems included are the heating system, water heater, air conditioner, plumbing, electrical, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like roof leaks, spas, central vacuums, electronics, sump pumps, and pools.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Georgetown is known for its mild winters and hot summers, and if you live in Georgetown, you know that the weather can be unpredictable. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did give out, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
A home warranty can also provide value in other ways. For example, some plans can be transferred to another owner when you sell your home.
One downside of purchasing a home warranty is that there are usually exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through any contracts you're considering carefully to get a sense of what is included and what isn't. Another downside is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were impacted probably won't be covered by the home warranty.
Owning a home is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to consider before purchasing a policy.
Hopefully, you now feel confident that you can choose a home warranty company in Georgetown after reading our guide. When it comes to home warranty companies in Georgetown, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable monthly or annual cost. However, other options mentioned above also give great coverage choices for Georgetown residents.
Our pick for the best overall home warranty provider in Georgetown is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, garbage disposals, dryers, washing machines, water heaters, heating and cooling systems, sump pumps, plumbing, and electrical systems, among others. Some plans also offer coverage for roofs, garage door openers, pools, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may allow you to file sooner so be sure to check with the company about this.
The service fee is the price homeowner pay each time there's an issue with a system or appliance. The service fees are commonly priced between $60 and $150.
Many homeowners feel like a home warranty is worth the money since it helps protect against unexpected expenses. If you're worried about your finances and home maintenance, having a home warranty can help. One of the major positives of a home warranty is that it can provide you some financial peace of mind.
