A home warranty can offer you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
Homeownership in Frankfort can be an exciting step in many people's lives, but it also comes with its fair share of difficulties. Updating your home's systems and appliances can be an unforeseen financial burden for many homeowners.
Although a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the best choice for your Frankfort home. That's why we've done the research and have put together a guide of the top home warranty companies in Frankfort.
The first step in protecting your property with a home warranty is determining which company's plan is the best for you. Figure out which appliances and systems in your home you want coverage for and compare the plans. Here is a list of factors that you'll want to consider when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Frankfort, Choice Home Warranty is the best overall home warranty. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily understandable.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Frankfort residents. The 3 plans from Select are easy to understand and have a mix of both system and appliance coverage. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000 at the maximum.
To read more, visit our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Frankfort residents. AHS has been in the home warranty industry for around 25 years. AHS offers 3 plans for you to choose from. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Frankfort homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Frankfort residents. HSC is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. HSC has 2 plans for you to choose from. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Frankfort area.
For more information, read our full review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Frankfort residents. Liberty has 3 plans for you to decide between. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to about $3,000 for each covered system or appliance.
For more information on this provider, read our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Frankfort residents. First American offers 2 plans for homeowners to decide between. When you purchase a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Frankfort homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from First American are about $1,500. The service fees are a reasonable $85, which is less than other providers in the Frankfort area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. To read more, visit our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Frankfort, Cinch Home Services offers the home warranty with the best workmanship guarantee. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our full review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Frankfort
A home warranty is a protection plan for home systems and appliances. When your washer or dryer stops working and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Frankfort homeowners, when an issue happens with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal system where a claim can be submitted. At this point, you will also have to pay your service fee. Once the contractor fixes the issue, they will deal with it at no cost to you. The only time a Frankfort homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty provides coverage on your home's major appliances and systems and it can help cut back on the cost of maintenance on your home. The appliances that are usually covered under a home warranty plan include clothes dryer, microwave, clothes washer, garbage disposal, dishwasher, refrigerator, and more. The systems usually included are ductwork, electrical systems, hot water heaters, air conditioners, and plumbing systems. You can also optionally choose to pay extra for add-on coverage for items such as roof warranty, spas, swimming pools, and septic systems.
A Frankfort home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, intentional breakages, and pre-existing conditions are not covered with a Frankfort home warranty.
Frankfort's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending a lot of money out of pocket.
A home warranty can also give value in other ways. For example, some plans can be transferred to another owner during a home sale.
As for the downsides of home warranties, coverage varies by provider so it's important to read what each policy covers and doesn't include in the contract. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover home systems or appliances that have need repairs or replacements due to improper maintenance, natural disasters, animal infestations, etc.
Although home warranties do have some things to bear in mind, no matter the season, a home warranty can help mitigate the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Frankfort's best home warranty options has helped you narrow down your choices and find the right plan for you. Choice Home Warranty is the best overall home warranty company in Frankfort. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best overall home warranty provider in Frankfort is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty covers the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of something such as a natural disaster or fire. With homeowners insurance, you will not be able to file a claim should you need a new washing machine or dishwasher, unless the damage is a result of a natural disaster.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty in Frankfort. Everything from a stove to a garage door can be covered under a home warranty.
Most home warranties cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
The service fee is the price homeowner pay every time there is an issue with a system or appliance. The service fees are commonly between $60 and $150.
