A Frankfort home warranty policy can help protect homeowners by cutting the costs of major repairs and replacements on your home's appliances and systems.
With the weather patterns common in Frankfort, homes can experience quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Because the home warranty market is filled with many providers — all with different offerings — our team at House Method decided to do the research for you to help you find the right home warranty in Frankfort.
After researching home warranties in Frankfort, the next step is to decide which company you're interested in getting a free quote from. Before making your final decision, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances from normal wear . The appliances commonly covered under a home warranty plan are the dryer, refrigerator, oven, washing machine, dishwasher, microwave, and more. System coverage typically includes water heaters, electrical systems, heating systems, air conditioning, plumbing, and more. The add-on coverage options can include septic system, spa, pool, roof leak, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are not included in the home warranty policy.
Home warranty plans are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Frankfort hitting upward of 64 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can significantly decrease your out-of-pocket costs should your HVAC system break down.
Plus, having a Frankfort home warranty can make your house more appealing to potential home buyers if you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been getting.
One downside of buying a home warranty is that there are generally exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through any contracts you're considering carefully to get a sense of what is included and what isn't. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Homeownership is a big responsibility that can be costly, but worthwhile. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to consider before taking the leap and purchasing a policy.
A home warranty in Frankfort can save you lots of money and give you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Frankfort. Choice Home Warranty offers home warranties with comprehensive coverage at an affordable cost.
The best home warranty company in Frankfort is Choice Home Warranty. Choice Home Warranty an expansive network of professional technicians and a tremendous reputation in the Frankfort area.
A home warranty is a kind of contract that covers repairing and replacing major home system components and appliances.
First-time home buyers, home sellers, landlords, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
A service fee is a cost that you must pay before a repair person or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost.