A home warranty in Fort Campbell North can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Homeownership in Fort Campbell North can be a gratifying stage in many people's lives, but it also comes with its fair share of challenges. Home repairs can be an unanticipated financial burden for many homeowners.
Finding the best home warranty on the market can be quite time-consuming as there are dozens of companies to choose from. That's why our team at House Method did the research and put together a list of the top home warranty companies in Fort Campbell North for you.
Deciding on the best home warranty in Fort Campbell North for your family comes down to the coverage you need, the home warranty provider you opt for, and where you live, among other factors. Policies can vary, so take into consideration the following factors when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Fort Campbell North, Choice Home Warranty is the best overall home warranty. Choice offers 2 plans for homeowners to choose from. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered system or appliance.
For a more detailed breakdown, read our comprehensive review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Fort Campbell North. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000.
To read more, visit our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Fort Campbell North residents. AHS has around 25 years of experience in the home warranty market and in that time has built a an expansive network of service technicians nationwide. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and offer both system and appliance coverage.
American Home Shield offers 3 plans for Fort Campbell North homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Fort Campbell North area.
To read more, visit our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Fort Campbell North, The Home Service Club offers the best home warranty with the quickest service. HSC has been on the market for about 14 years, making it a well-regarded company in the industry. The 2 policies that HSC has include options for appliance and system coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a combination of appliance and system coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also about $2,000 at the maximum.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Fort Campbell North, Liberty Home Guard offers the most trustworthy home warranty. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to decide between.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read our Liberty Home Guard Review to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Fort Campbell North residents. When you buy a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans that First American has include differing levels of system and appliance coverage, as well as add-on options.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to about $1,500 for each covered appliance or system.
For more information, read our First American Home Warranty Review. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Fort Campbell North residents. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Fort Campbell North
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair is several hundred dollars, a home warranty will make sure that you only have to pay a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. Once you file the claim, it will be assigned to a local repair person that will come to your home and assess the issue. At this point, you pay the service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, you can call your home warranty provider. The appliances that are usually covered under a home warranty include microwave, garbage disposal, clothes washer, refrigerator, dishwasher, clothes dryer, and more. The systems usually included are plumbing systems, hot water heaters, air conditioners, ductwork, and electrical systems. Many home warranty plans also have add-on coverage options like roof leaks, septic systems, locksmith, and even central vacuum.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are not covered by a home warranty policy.
Fort Campbell North's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending unexpected money out of pocket.
In addition, though home warranty companies vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
One drawback of getting a home warranty is that there are usually exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another downside is that home warranties may exclude some repairs, like those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were affected probably won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal preference. Like any other sort of insurance policy or warranty, it's there to provide you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, this review of Fort Campbell North's top home warranty companies has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty is the best overall home warranty company in Fort Campbell North. It offers comprehensive coverage at an affordable monthly or annual cost. However, other options mentioned above are also great choices for Fort Campbell North residents.
The best home warranty provider in Fort Campbell North is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a great reputation in the Fort Campbell North area.
A home warranty is a service contract that covers the repairs and replacements of major home system components and appliances.
A home warranty can help homeowners, investors, real estate agents, home sellers, and homebuyers. It can provide peace of mind to anyone involved in homeownership.
A service fee is an expense that you pay before a repair person or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty in place apart from the policy's premium.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty policy, you won't have any large hits to your savings account just to keep your home up and running.
