Home Warranty Company and Plan Details

If you're a homeowner in Erlanger, you have access to many of the top home warranty companies in the US. House Method's experts took a look at some important features of home warranties, like plan choices, service fee costs, time in the industry, coverage options, customer service fees, pricing to find the best providers in Erlanger. Here's how Erlanger's top companies ranked:

Choice Home Warranty - Best Overall
Select Home Warranty - Most Affordable
American Home Shield - Best Customizable Plans
The Home Service Club - Quickest Service
Liberty Home Guard - Most Trustworthy
First American Home Warranty - Best Appliance Coverage
Cinch Home Services - Best Workmanship Guarantee

Choice Home Warranty

4.85

Best Overall

MONTHLY COST $45.00 - $53.33

YEARS IN BUSINESS 14

GET ESTIMATE

929-400-6164

Over 10 years of experience

24/7 customer service team

Home inspections aren’t required

90-day repair guarantee

Plans aren’t customizable

Customers can’t choose their own contractor

Not available in Washington

In Erlanger, Choice Home Warranty is the best overall home warranty. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.

The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000 at the maximum.

To read more, visit our detailed review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.

Home Warranty Plans from Choice Home Warranty

Basic Plan

Service fee: $85.00 Monthly cost: $45.00 Items covered: Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater Add-on items: Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer

Total Plan

Service fee: $85.00 Monthly cost: $53.33 Items covered: Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator Add-on items: Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer

Select Home Warranty

4.8

Most Affordable

MONTHLY COST $57.67 - $62.08

YEARS IN BUSINESS 10

GET ESTIMATE

888-370-3953

Low service fees compared to other home warranty providers

Two months of free coverage

Has an appliance-only, systems-only, and combo plan option

90-day repair guarantee

Has a $75 cancellation fee

Low coverage caps

Select Home Warranty offers the most cost-effective home warranty in Erlanger. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.

There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 for each covered system or appliance.

To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our review of Select Home Warranty to learn more.

Home Warranty Plans from Select Home Warranty

Bronze Care Plan

Service fee: $60.00 Monthly cost: $57.67 Items covered: Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer Add-on items: Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks

Gold Care Plan

Service fee: $60.00 Monthly cost: $57.67 Items covered: Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater Add-on items: Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks

Platinum Care Plan

Service fee: $60.00 Monthly cost: $62.08 Items covered: Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages Add-on items: Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks

American Home Shield

4.75

Best Customizable Plans

MONTHLY COST $29.27 - $74.27

YEARS IN BUSINESS 25

GET ESTIMATE

888-365-2839

The oldest and most trusted company in the industry

Allows customers to build their own plans

Ability to choose the service fee you want to pay

Broad coverage on up to 33 appliances and systems

Doesn’t let customers choose their own technician

Doesn’t provide coverage in Alaska

American Home Shield offers the most customizable home warranty for Erlanger residents. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options.

American Home Shield offers 3 plans for Erlanger homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Erlanger area.

Read our American Home Shield Review to learn more. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.

Home Warranty Plans from American Home Shield

ShieldSilver

Service fee: $75.00 - $125.00 Monthly cost: $29.27 - $44.27 Items covered: Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan Add-on items: Pool, Spa, PC, TV, Septic, Well pump

ShieldGold

Service fee: $75.00 - $125.00 Monthly cost: $39.27 - $54.27 Items covered: Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan Add-on items: Pool, Spa, PC, TV, Septic, Well pump

ShieldPlatinum

Service fee: $75.00 - $125.00 Monthly cost: $59.27 - $74.27 Items covered: Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan Add-on items: Pool, Spa, PC, TV, Septic, Well pump

The Home Service Club

4.7

Quickest Service

MONTHLY COST $50.40 - $62.90

YEARS IN BUSINESS 14

GET ESTIMATE

800-750-9443

Policy starts in ten days

24/7 customer service support

Generous coverage caps on important systems and appliances

30-labor guarantee and 90-day parts guarantee

Offers utility and home service outside line coverage

Higher service fee of $95

Not accredited by the Better Business Bureau (BBB)

Only 2 plan options

The Home Service Club offers the best home warranty with the quickest service for Erlanger residents. The 2 plans from HSC are comprehensive and have a mix of both system and appliance coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.

The Home Service Club offers 2 plans for Erlanger homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered system or appliance.

Read our detailed review of The Home Service Club to learn more. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.

Home Warranty Plans from The Home Service Club

Standard Coverage Plan

Service fee: $60.00 - $95.00 Monthly cost: $50.40 Items covered: Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater Add-on items: Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer

Comprehensive Coverage Plan

Service fee: $60.00 - $95.00 Monthly cost: $62.90 Items covered: Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan Add-on items: Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer

Liberty Home Guard

4.65

Most Trustworthy

MONTHLY COST $69.99 - $79.99

YEARS IN BUSINESS 5

GET ESTIMATE

866-451-2281

Very highly rated among customer service reviews

Covers repairs with a 60-day workmanship guarantee

Extensive list of 20+ add-on coverages

Easy claims process

Isn’t available in 2 states

Won’t cover known or unknown pre-existing conditions

In Erlanger, Liberty Home Guard offers the most trustworthy home warranty. Liberty has over 5 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.

The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Erlanger area.

To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For more information on this provider, read our review of Liberty Home Guard.

Home Warranty Plans from Liberty Home Guard

Appliance Guard

Service fee: $75.00 Monthly cost: $69.99 Items covered: Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer Add-on items: Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser

Systems Guard

Service fee: $75.00 Monthly cost: $74.99 Items covered: Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater Add-on items: Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser

Total Home Guard

Service fee: $75.00 Monthly cost: $79.99 Items covered: Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater Add-on items: Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser

First American Home Warranty

4.5

Best Appliance Coverage

MONTHLY COST $38.00 - $48.50

YEARS IN BUSINESS 38

GET ESTIMATE

833-204-7164

Established company with a BBB accreditation

Doesn’t have a coverage cap on heating, cooling, or ductwork

24/7 service calls available

Offers replacement of some covered items that are too damaged to repair

Doesn’t let customers choose their own contractor

According to some customer reviews, the technical jargon in contracts is confusing

First American Home Warranty is the best home warranty for appliance coverage in Erlanger. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are comprehensive and have a mix of both system and appliance coverage.

First American Home Warranty has 2 plans that offer a combination of system and appliance coverage. The coverage caps associated with First American's plans are around the $1,500 mark for most major systems and appliances, and service fees are a reasonable $85.

Read more by visiting our First American Home Warranty full review. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.

Home Warranty Plans from First American Home Warranty

Basic Plan

Service fee: $85.00 Monthly cost: $38.00 Items covered: Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser Add-on items: Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade

Premier Plan

Service fee: $85.00 Monthly cost: $48.50 Items covered: Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser Add-on items: Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade

Cinch Home Services

4.35

Best Workmanship Guarantee

MONTHLY COST $34.99 - $67.99

YEARS IN BUSINESS 43

GET ESTIMATE

877-589-0505

Offers home insurance deductible of $500

Extra long 180-day workmanship guarantee

Offers free cancellation in the first 30 days

Charges high service fees of $75-$150

Doesn’t allow customers to choose their own technician

Isn’t available in Hawaii or Alaska

In Erlanger, Cinch Home Services is the home warranty with the best workmanship guarantee. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process and policy coverage easily comprehensible.

Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.

To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For a more detailed breakdown, read our comprehensive review of Cinch Home Services.

Home Warranty Plans from Cinch Home Services

Appliances Plan

Service fee: $75.00 - $150.00 Monthly cost: $34.99 - $50.99 Items covered: Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer Add-on items: Pool, Septic, Well pump

Built-in Systems Plan

Service fee: $75.00 - $150.00 Monthly cost: $39.99 - $57.99 Items covered: Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan Add-on items: Pool, Septic, Well pump

Complete Home Plan

Service fee: $75.00 - $150.00 Monthly cost: $49.99 - $67.99 Items covered: Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan Add-on items: Pool, Septic, Well pump

Additional home warranty information

Cost to replace or repair common home appliances and repair damages in Erlanger

AIR CONDITIONER
$5,934 HEATING
$3,956 ELECTRICAL
$593 TOILETS
$495 WASHER/DRYER
$791 PLUMBING
$593 OVEN/STOVE
$1,582 FRIDGE
$593

Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.

Looking to save big when things go wrong?

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What is a home warranty?

A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having one in place can offer you some peace of mind and guard your savings account from unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.

When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue. Once you file the claim, it will be assigned to a local repair technician that will come to your home and repair the issue. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is higher than your home warranty's coverage limit.

What does a home warranty cover?

A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your dishwasher suddenly needs repairs under normal use conditions, you can call your home warranty provider. Typical appliances covered by a home warranty plan include a refrigerator, microwave, dishwasher, garbage disposal, dryer, washer, and more. The systems that are most commonly covered will be heating systems, electrical systems, air conditioners, hot water heaters, and plumbing systems. You can also optionally decide to pay extra for add-on coverage for items like swimming pools, septic systems, roof warranty, and spas.

Erlanger homeowners should know that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, misuse of a system or appliance, pre-existing conditions, or cosmetic issues. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.

Is a home warranty worth it in Erlanger?

Benefits of a home warranty

Erlanger's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.

Not only can a home warranty give you some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a repair person and schedule a repair. A home warranty handles this process by sending trusted professionals to your door when you need them most.

Downsides of a home warranty

Home warranties also have some downsides. Although it can give you less to worry about since the home warranty sends out a repair technician who does the repair for you, some may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Another stipulation is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have been damaged due to animal infestations, natural disasters, improper maintenance, etc.

A home warranty can help ease some of a homeowner's maintenance worries, but ultimately, it's up to you to decide if investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty contracts that you're considering buying to understand what repairs will and will not be covered under your contract.

Final Thoughts

A home warranty in Erlanger can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Erlanger. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.

Best Overall

Over 10 years of experience
24/7 customer service team
Home inspections aren’t required

4.8

GET QUOTE

Fast Online Quote

Most Affordable

Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option

4.8

GET QUOTE

Fast Online Quote

Best Customizable Plans

The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay

4.7

GET QUOTE

Fast Online Quote

7 Best Home Warranty Companies in Erlanger, KY

Best Overall

Most Affordable

Best Customizable Plans

Choosing a home warranty company in Erlanger

Quick reference for home warranty companies in Erlanger

Home Warranty Company and Plan Details

Choice Home Warranty

Best Overall

Home Warranty Plans from Choice Home Warranty

Basic Plan

Total Plan

Select Home Warranty

Most Affordable

Home Warranty Plans from Select Home Warranty

Bronze Care Plan

Gold Care Plan

Platinum Care Plan

American Home Shield

Best Customizable Plans

Home Warranty Plans from American Home Shield

ShieldSilver

ShieldGold

ShieldPlatinum

The Home Service Club

Quickest Service

Home Warranty Plans from The Home Service Club

Standard Coverage Plan

Comprehensive Coverage Plan

Liberty Home Guard

Most Trustworthy

Home Warranty Plans from Liberty Home Guard

Appliance Guard

Systems Guard

Total Home Guard

First American Home Warranty

Best Appliance Coverage

Home Warranty Plans from First American Home Warranty

Basic Plan

Premier Plan

Cinch Home Services

Best Workmanship Guarantee

Home Warranty Plans from Cinch Home Services

Appliances Plan

Built-in Systems Plan

Complete Home Plan

Additional home warranty information

Cost to replace or repair common home appliances and repair damages in Erlanger

Looking to save big when things go wrong?

What is a home warranty?

What does a home warranty cover?

Is a home warranty worth it in Erlanger?

Benefits of a home warranty

Downsides of a home warranty

Final Thoughts

Best Overall

Most Affordable

Best Customizable Plans

Home Warranty FAQs

What's the best home warranty company?

What's the purpose of a home warranty?

Who needs a home warranty?

Can you use a home warranty immediately after purchasing it?

Do home warranty plans cover all repair and replacement costs?

How do service fees work?

Other Erlanger Home Services

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