A home warranty can offer you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
With hot summers and cool winters, working home appliances and systems, particularly HVAC, are extremely important for homeowners in the Edgewood area of Kentucky.
Finding the right home protection plan for your Edgewood home can be time-consuming, so our team at House Method did the research for you to help you find the best home warranty in Edgewood. Keep reading for our home warranty recommendations and learn which plan works best for your home.
After looking into home warranties in Edgewood, the next step is to figure out which company you'd like to receive a free quote from. Before making your final decision, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Edgewood
A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
For Edgewood homeowners, when a problem comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will also have to pay your service fee. Once the repair technician takes a look at the problem, they will deal with it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear and tear. Typical appliances covered under a home warranty plan include a washer, garbage disposal, refrigerator, dishwasher, microwave, dryer, and more. The systems that are most commonly covered will be electrical systems, air conditioners, hot water heaters, plumbing systems, and heating systems. Add-on coverage options can vary by plan but typically include things such as a sprinkler system, septic system, plumbing stoppages, second refrigerator, and central vacuum.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in the home warranty policy.
Home warranty policies are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Edgewood hitting upward of 63 degrees in the summer, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can considerably decrease your out-of-pocket expenses should your HVAC system break down.
Along with saving you money on out-of-pocket expenses, a home warranty can give you peace of mind and save you the pain of trying to find a qualified technician to visit your home. Home warranties usually have a network of pre-vetted technicians who can handle any repair problems you may experience.
One main drawback of a home warranty is not everything may be covered. It's important to compare the different plans and get one that covers all the appliances, systems, and add-ons you need. Another downside is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable expense of home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can choose the best home warranty for your Edgewood home. The best provider in Edgewood is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Edgewood is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a contract that covers repairing and replacing your major home system components and appliances.
Home warranties cover problems related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
Usually coverage for a home warranty begins 30 days after payment. However, a few providers may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
The service fee is the price homeowner pay each time there is a problem with a system or appliance. The service fees are typically priced between $60 and $150.