A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and give you some peace of mind.
Owning a home in Dayton has many great advantages, but there are, of course, some downsides too. The humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty on the market can be quite time-consuming as there are dozens of companies to choose from. That's why the House Method team did the research and put together a list of the top home warranty companies in Dayton for you.
Selecting the right company for your home warranty is the first step toward protecting your home. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Dayton
A home warranty is a protection plan that reduces the cost of repairs when one of your home systems or appliances has an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by calling them, and then a repair technician will come and fix the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will typically occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty in Dayton usually covers the main systems and appliances in the home. Appliances covered under a home warranty plan are usually the garbage disposal, refrigerator, microwave, dishwasher, dryer, and more. Systems that are covered usually include air conditioners, water heaters, electrical systems, plumbing systems, and heating systems. You can also optionally opt to pay extra for add-on coverage for items such as swimming pools, spas, roof warranty, and septic systems.
A Dayton home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Dayton home warranty.
Temperatures in Dayton can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in Dayton, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
A home warranty also can also save you time and energy. Instead of spending hours finding and selecting a technician to fix your appliance or system, home warranty providers do the hard work for you and just send a trusted professional to your door whenever you need them.
One main drawback of a home warranty is not every home system and appliance you care about may be covered. It's important to research the different policies and opt for one that covers all the appliances, systems, and add-ons you need. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to determine before purchasing a policy.
A home warranty in Dayton can save you a lot of money and give you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Dayton. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty provider in Dayton is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need coverage for.
Home warranties cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
First-time home buyers, homeowners, home sellers, landlords, and real estate agents can all get home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty plan in Dayton. Everything from a oven to a washer can be covered under a home warranty.
Most home warranty plans cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.