A Bowling Green home warranty plan can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems.
Owning a home in Bowling Green has many great benefits, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
Choosing the best home warranties on the market can be quite a challenge because of the sheer number of options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty providers in Bowling Green.
Once you're ready to sign up for a home warranty policy, the first step is considering what items you want coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Before making your final decision, here are a few other factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that reduces the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty plan, the coverage will start on your home systems and appliances.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. At this point, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty plan will cover your home's systems and appliances from normal wear and tear. The appliances covered include a refrigerator, stove, dishwasher, microwave, cooktop, clothes dryer, clothes washer, and more. The systems included are the water heater, heating system, plumbing, electrical, air conditioner, and more. Many home warranty plans also offer add-on coverage options like septic systems, roof leaks, locksmith, and even central vacuum.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are excluded from the home warranty policy.
Bowling Green is known for its mild winters and hot summers, and if you live in Bowling Green, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did stop working, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Another added benefit of having home warranty coverage is that it can raise your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
There are also some negatives to buying a home warranty policy, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another consideration is that home warranties typically only cover damage from normal wear and tear. They commonly won't cover home systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
It can be difficult to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be benefits and drawbacks of getting one but its main purpose is to provide protection and peace of mind.
A home warranty can save you a decent amount of money on home maintenance and give you peace of mind as a homeowner in Bowling Green. Choice Home Warranty is the best overall home warranty company in Bowling Green. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty provider in Bowling Green is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a tremendous reputation in the Bowling Green area.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may allow you to file sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Bowling Green. Everything from a fridge to a garage door can be covered under a home warranty.
Most home warranty plans are going to cover replacement costs as well as repair costs. The coverage cap varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.