A home warranty is a way to protect your savings account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Bowling Green gives homeowners some great housing options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite pricey.
Finding the right home protection plan for your Bowling Green home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Bowling Green. Keep reading for our home warranty recommendations and learn which plan works best for your home.
Deciding on the best home warranty in Bowling Green for you and your family comes down to the type of coverage you need, the home warranty provider you opt for, and where you live, among other factors. When trying to figure out which home warranty provider is the right one for you, here are some important factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that lowers the cost of repairs when one of your home systems or appliances has an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year or appliance that the home warranty plan will cover for repairs and replacements.
A home warranty plan provides coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances typically covered under a home warranty plan are the refrigerator, dishwasher, washing machine, microwave, dryer, oven, and more. System coverage typically includes electrical systems, air conditioning, water heaters, heating systems, plumbing, and more. Many home warranty plans also offer add-on coverage options like septic systems, roof leaks, locksmith, and even central vacuum.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are excluded from the home warranty policy.
Since temperatures in Bowling Green can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Purchasing a home warranty can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Another added benefit of having a home warranty policy is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
As for the disadvantages of home warranties, coverage varies by company so it's important to understand what each policy covers and doesn't include in the contract. Another downside is that home warranties may exclude some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted probably won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal preference. Similar to any other kind of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel like you can select the best home warranty for your Bowling Green home. Choice Home Warranty stands out as the best overall provider. It offers great coverage at an affordable cost. However, other options reviewed above are also great choices for Bowling Green residents.
The best home warranty provider in Bowling Green is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a tremendous reputation in the Bowling Green area.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, garbage disposals, washing machines, dishwashers, water heaters, heating and cooling systems, electrical systems, plumbing, and sump pumps, among others. Some plans also provide coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
First-time home buyers, real estate agents, home sellers, homeowners, and landlords can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty policy begins 30 days after the payment receipt. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
A home warranty plan can cost on average around $300 to $800 a year in Bowling Green. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can lower your monthly bill with some companies by opting for a higher service fee. Additionally, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
Many homeowners find a home warranty is a good investment because it helps protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, having a home warranty can help. One of the major pluses of a home warranty is that it can give you some financial peace of mind.