A home warranty can give you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
With a relatively mild climate, Bellevue is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Choosing the best home warranties on the market can be quite a challenge because of the many options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the top home warranty providers in Bellevue.
Finding the right provider for your home warranty is the first step toward protecting your property. Here is a list of some tips on looking for a home warranty in Bellevue:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down and the repair costs several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after making your first payment.
Filing a claim with your home warranty company is quite simple. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will also have to pay your service fee. Once the contractor fixes the issue, they will take care of it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty in Bellevue usually covers the main systems and appliances in your home. Appliances covered under a home warranty plan are typically the refrigerator, garbage disposal, microwave, dishwasher, dryer, and more. Systems that are covered usually include air conditioners, electrical systems, heating systems, plumbing systems, and water heaters. Many home warranty plans also offer add-on coverage options like septic systems, roof leaks, central vacuum, and even locksmith.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things like pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are excluded from a home warranty policy.
Temperatures in Bellevue can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Bellevue, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty also saves you time and energy. Instead of spending hours researching and selecting a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
One drawback of getting a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read through any contracts you're considering thoroughly to get a sense of what is included and what isn't. Another thing to keep in mind is that some providers don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you need more information or if this is an issue for you.
Whether or not a home warranty is worth it depends on your personal situation. Similar to any other kind of insurance policy or warranty, it's there to give you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty can save you a decent amount of money on home repairs and give you peace of mind as a homeowner. When it comes to home warranties in Bellevue, the best overall is Choice Home Warranty. Choice Home Warranty offers home warranties with great coverage at an affordable cost.
The best home warranty company in Bellevue is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a great reputation in the Bellevue area.
A home warranty plan covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects a home in case of something such as a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new refrigerator or stove, unless the damage is a result of a natural disaster.
Home buyers, home sellers, landlords, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you won't have any large hits to your savings account for home maintenance.