A Shawnee home warranty can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Homeownership in Shawnee can be a gratifying step for many, but it also comes with its fair share of headaches. Updating your home's systems and appliances can be an unanticipated financial burden for many homeowners.
Because the home warranty market has many providers — all with different offerings — our team at House Method decided to do the research for you to help you find the best home warranty in Shawnee.
Determining the right provider for your home warranty is the first step toward protecting your home. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty plan.
Filing a claim with your home warranty company is simple. There will be either an online portal or a direct phone number to file your claim with your home warranty company. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your washing machine suddenly needs repairs under normal use conditions, you can call your home warranty company. Typical appliances covered by a home warranty plan include a dryer, washer, dishwasher, microwave, garbage disposal, refrigerator, and more. The systems that are most commonly covered will be heating systems, plumbing systems, air conditioners, electrical systems, and hot water heaters. You can also decide to pay extra for add-on coverage for items such as swimming pools, spas, roof warranty, and septic systems.
An important thing to consider is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as misuse, cosmetic damages, lack of maintenance, and pre-existing conditions are not included in the home warranty policy.
Shawnee's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Plus, having a Shawnee home warranty can help make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty providers will allow you to transfer your policy to a new owner and give them the protection you've been getting.
There are also some drawbacks to purchasing a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Shawnee's top home warranty options has helped you narrow down your choices and find the best plan for you. Choice Home Warranty is the best overall home warranty company in Shawnee. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Shawnee homeowners.
The best overall home warranty company in Shawnee is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a of service contract that provides homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, dishwashers, refrigerators, dryers, water heaters, sump pumps, plumbing, electrical systems, and heating and cooling systems, among others. Some policies also offer coverage for roofs, ceiling fans, pools, and garage door openers. A home warranty can help you save money if these appliances and systems break down unexpectedly.
First-time home buyers, home sellers, homeowners, real estate agents, and landlords can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty plan begins 30 days after the payment receipt. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
The service fee is the price homeowner pay every time there is an issue with a system or appliance. The service fees are typically between $60 and $150.
A Shawnee home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans usually have more coverage, a lower service fee, and higher coverage limits.