When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With hot summers and cool winters, working home appliances and systems, specifically HVAC, are extremely important for homeowners in the Salina area of Kansas.
Finding the best home protection plan for your Salina home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Salina. Read on for our home warranty recommendations and find out which plan works best for your home.
After reviewing the basics of home warranties in Salina, your next step is to decide which company you want to get a free quote from. Options can vary, so take into consideration the following factors when deciding on a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Salina
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair is several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay a service fee, which is generally between $60 and $150 depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty provides coverage on your home's major appliances and systems and it can help reduce the cost of maintaining your home. The appliances commonly covered under a home warranty plan are the dryer, dishwasher, oven, microwave, washing machine, refrigerator, and more. System coverage typically includes electrical systems, water heaters, plumbing, air conditioning, heating systems, and more. You can also choose to pay extra for add-on coverage for items like septic systems, spas, swimming pools, and roof warranty.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Things like lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are not covered by a home warranty policy.
Since temperatures in Salina can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
Another good thing about having a home warranty when you're selling your home is that you can probably transfer your home warranty plan to the new owners. It can make your house more attractive to potential home buyers and may help your house sell faster.
There are also some downsides to buying a home warranty policy, like the coverage exclusions. For example, home warranties may not cover systems or appliances that are already covered by a manufacturer's warranty. In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
A home warranty can be the solution to some of a homeowner's maintenance concerns, but in the end, it's up to you to determine if investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty policy that you're seriously considering buying to get a handle on what repairs will and will not be covered under your contract.
A home warranty can save you thousands of dollars on home repairs and offer you peace of mind as a homeowner. Choice Home Warranty stands out as the best overall provider. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Salina homeowners.
The best overall home warranty company in Salina is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a service contract that covers repairing and replacing your major home systems and appliances.
A home warranty policy covers repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
A home warranty in Salina can cost between $40 and $80 a month. The higher-priced plans usually have higher coverage limits, more coverage, and a lower service fee.