When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less stressed by homeownership.
With hot summers and cool winters, keeping your home appliances and systems working, especially HVAC, are extremely important for homeowners in the Leawood area of Kansas.
Because the home warranty market has many providers — all with different coverage — the House Method team did the research for you to help you find the right home warranty in Leawood.
After looking into the basics of home warranties in Leawood, your next step is to figure out which company you're interested in getting a free quote from. Here are some tips on purchasing a home warranty in Leawood:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Leawood
A home warranty is a money savings plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time you can file your first claim.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per appliance that the home warranty company will cover for repairs and replacements.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your dishwasher suddenly needs repairs under normal use conditions, you can call your home warranty provider. The appliances covered are a dishwasher, cooktop, refrigerator, clothes washer, stove, clothes dryer, microwave, and more. The systems included are the electrical, plumbing, air conditioner, water heater, heating system, and more. Many plans also provide add-on coverage options like central vacuum, septic systems, roof leaks, and even locksmith.
Leawood homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, cosmetic issues, natural disasters, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Leawood is known for its mild winters and hot summers, and if you live in Leawood, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overloaded in its effort to combat the heat. If your air conditioner did stop working, a home warranty can cover the repairs and help bring down your out-of-pocket expenses.
Additionally, having a Leawood home warranty can help make your house more appealing to potential home buyers if you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been receiving.
As for the downsides of home warranties, home system and appliance coverage varies by provider so it's important to read what each policy covers and doesn't include in the contract. Another thing to take into consideration is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about it if you aren't sure or if this is a problem for you.
A home warranty can help with some of a homeowner's maintenance worries, but in the end, it's up to you to decide if investing in one is the right move for you and your family. Make sure you do your research and read through any home warranty contracts that you're seriously considering purchasing to understand what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can select the right home warranty for your Leawood home. Choice Home Warranty stands out as the best overall home warranty. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Leawood homeowners.
Our pick for the best overall home warranty provider in Leawood is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty protects against the normal wear and tear of home systems and appliances. A homeowners insurance plan protects your home in a situation such as a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new dryer or dishwasher, unless the damage is a result of a natural disaster.
Usually coverage for a home warranty policy begins 30 days after payment. However, a few providers may allow you to file a claim before this, so verify with customer service to find the exact waiting period for your case.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.