A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
With hot summers and cool winters, keeping your home appliances and systems working, particularly HVAC, are extremely important for homeowners in the Leavenworth area of Kansas.
Finding the best home warranty on the market can be quite challenging as there are so many companies to decide between. That's why the House Method team did the research and put together a list of the best home warranty companies in Leavenworth for you.
The first step in protecting your real estate investment with a home warranty is determining which company's plan is right for you. Think about the appliances and systems in your home you need coverage for and compare the plans. Below is a list of factors that you'll want to take into consideration when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your refrigerator stops working and the repair costs several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When you have a system or appliance that has a problem, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a contractor will come and fix the problem. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty in Leavenworth typically covers the main systems and appliances in the house. Typical appliances covered by a home warranty include a microwave, washer, refrigerator, dryer, garbage disposal, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, air conditioners, electrical systems, plumbing systems, and heating systems. You can also optionally opt to pay a bit extra for add-on coverage for items like septic systems, swimming pools, spas, and roof warranty.
Leavenworth homeowners should be aware that a home warranty plan will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like cosmetic issues, misuse of a system or appliance, pre-existing conditions, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Leavenworth can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty can help homeowners save money if one of these systems or appliances stops working unexpectedly.
In addition, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some cons. Though it can give you less to worry about since the home warranty sends out a contractor who handles the repair for you, some people may not like this, and they would rather choose their own contractor. If that's the case for you, some home warranty companies let you choose a contractor. In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to consider before taking the leap and getting a policy.
Hopefully, this review of Leavenworth's best home warranty companies has helped you narrow down your choices and find the best plan for you. The best provider in Leavenworth is Choice Home Warranty. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable cost.
The best overall home warranty company in Leavenworth is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, refrigerators, dryers, washing machines, dishwashers, sump pumps, electrical systems, water heaters, heating and cooling systems, and plumbing, among others. Some companies also provide coverage for roofs, ceiling fans, garage door openers, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
The service fee is the price you pay each time there is a problem with a system or appliance. The service fees are commonly priced between $60 and $150.