A home warranty in Lawrence can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
Lawrence is a great place to buy a home. However, along with all the benefits of homeownership, there are usually a few downsides, too. One of the biggest challenges for many homeowners is that systems and appliances can break down suddenly.
Finding the best home protection plan for your Lawrence home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Lawrence. Keep reading for our home warranty recommendations and find out which plan works best for your home.
After looking into the basics of home warranties in Lawrence, your next step is to decide which company you're interested in getting a free quote from. Before deciding which home warranty to buy, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can file your first claim.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will also pay your service fee. Once the repair person looks at the issue, they will handle it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan will cover systems and appliances from normal wear and tear. The appliances typically covered under a home warranty include clothes dryer, clothes washer, refrigerator, garbage disposal, microwave, dishwasher, and more. The systems usually included are hot water heaters, ductwork, air conditioners, plumbing systems, and electrical systems. Add-on coverage options can vary by provider but often include things such as a sprinkler system, central vacuum, plumbing stoppages, septic system, and second refrigerator.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are not included in the home warranty policy.
Since temperatures in Lawrence can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty can help homeowners save money if one of these systems or appliances stops working unexpectedly.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you have your home warranty with.
Home warranties also have some downsides. While it can save you time when the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they may want to select their own contractor. If that's important to you, some home warranty providers allow you to select a contractor. Another drawback is that home warranties may not include some repairs, like those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Owning a home is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to determine before taking the leap and getting a policy.
A home warranty in Lawrence can save you thousands of dollars and give you peace of mind when it comes to costly home repairs and replacements. The best provider in Lawrence is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The top home warranty provider in Lawrence is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a tremendous reputation in the Lawrence area.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, refrigerators, dryers, dishwashers, sump pumps, electrical systems, heating and cooling systems, plumbing, and water heaters, among others. Some companies also provide coverage for ceiling fans, garage door openers, roofs, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
A home warranty plan can help home sellers, investors, homeowners, real estate agents, and homebuyers. It can offer peace of mind to anyone that is involved with homeownership.
A service fee is an expense that a homeowner must pay before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the policy's premium.
Owning a home can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your savings account just to keep your home up and running.