When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Hutchinson gives homeowners some great living options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do quite a bit of damage to your home's systems.
Even though a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the perfect choice for your Hutchinson home. That's why we've done the research and have made a list of the top home warranty options in Hutchinson.
Choosing the right home warranty in Hutchinson for you depends on the type of coverage you're looking for, the home warranty provider you opt for, and where you live, among other factors. Below is a list of some tips on purchasing a home warranty in Hutchinson:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Hutchinson. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $85.
Read more by visiting our full review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Hutchinson residents. Select has been on the market for more than 10 years, making it a highly regarded company in the industry. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000.
For a more detailed breakdown, read our Select Home Warranty Review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Hutchinson. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS offers include options for appliance and system coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
Read our review of American Home Shield to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Hutchinson, The Home Service Club is the best home warranty with the quickest service. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The Home Service Club offers 2 plans for Hutchinson homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
Read more by visiting our thorough review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Hutchinson, Liberty Home Guard offers the most trustworthy home warranty. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered appliance or system.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. To read more, visit our Liberty Home Guard full review.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Hutchinson, ServicePlus Home Warranty is the best home warranty for emergency service. ServicePlus has been operating for about 6 years, making it a highly regarded company in the industry. ServicePlus has established itself as a company with quick repairs with 24/7 customer support. It also has been expanding its coverage to more and more areas across the country. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage.
ServicePlus Home Warranty offers 2 plans for Hutchinson homeowners. The Gold Plan and Platinum Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from ServicePlus are about $1,500. The service fees are an affordable $75, which is lower than other providers in the Hutchinson area.
To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091. To read more, visit our full review of ServicePlus Home Warranty.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Hutchinson residents. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for you to decide between.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage limits from First American are around $1,500. The service fees are a reasonable $85, which is lower than other providers in the Hutchinson area.
For more information, read our thorough review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Hutchinson. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are comprehensive and offer both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our Cinch Home Services full review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hutchinson
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Hutchinson home comfortable and convenient. When they need repairs, it can be expensive and a nuisance. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
Filing a claim with your home warranty company is quite easy. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is usually between $60 and $150 depending on what plan you have. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs apart from the service fee.
A home warranty plan will cover systems and appliances from normal wear . The appliances covered include a clothes washer, clothes dryer, stove, dishwasher, refrigerator, cooktop, microwave, and more. The systems included are the water heater, electrical, heating system, plumbing, air conditioner, and more. Add-on coverage will vary from one plan to another, but you can expect to see add-ons like pools, sump pumps, central vacuums, electronics, spas, and roof leaks.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are not included in the home warranty policy.
Hutchinson is known for its hot summers, and if you live in Hutchinson, you know that those summers can be sweltering. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did stop working, a home warranty can cover the repairs and help bring down your out-of-pocket expenses.
Another benefit of having a home warranty if you want to sell your home is that some providers let you transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
One disadvantage of buying a home warranty is that there are usually exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read through any contracts you're considering thoroughly to understand what is included and what isn't. Another thing to consider is that some companies don't cover pre-existing issues and may require an inspection before your coverage can start. Ask the home warranty company for clarification about these things if you aren't sure or if this is an issue for you.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help lower the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you a lot of money on home maintenance and offer you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty provider in Hutchinson. Choice Home Warranty provides home warranties with great coverage at an affordable price.
The best home warranty company in Hutchinson is Choice Home Warranty. Choice Home Warranty an expansive network of experienced repair technicians and a great reputation in the Hutchinson area.
A home warranty policy can help homeowners, home sellers, homebuyers, real estate agents, and investors. It can provide peace of mind and savings to anyone involved in homeownership.
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few companies may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
The service fee is the price homeowner pay each time there is a problem with a home system or appliance. The service fees are commonly priced between $60 and $150.