A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
There are many perks of owning a home in Garden City. However, major home systems and appliances, like your plumbing and refrigerator, can malfunction due to normal wear and tear, leaving you with expensive repairs.
Finding the best home warranty on the market can be quite overwhelming as there are dozens of companies to decide between. That's why the House Method team did the research and made a list of the best home warranty companies in Garden City for you.
After looking into the basics of home warranties in Garden City, the next step is to decide which company you'd like to get a free quote from. Options can vary, so take into consideration the following factors when picking a home warranty company:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Garden City
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair costs several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the problem. After that, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty in Garden City typically covers the main systems and appliances in the house. Typical appliances covered under a home warranty include a garbage disposal, dishwasher, microwave, washer, refrigerator, dryer, and more. The systems that are most commonly covered will be electrical systems, heating systems, plumbing systems, air conditioners, and hot water heaters. Add-on coverage will vary from one plan to the next, but you can expect to see things like sump pumps, roof leaks, pools, electronics, central vacuums, and spas.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Garden City hitting upward of 69 degrees in the summer, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system stop working.
A home warranty also saves you time and energy. Instead of spending hours finding and selecting a contractor to fix your appliance or system, home warranty providers do the hard work for you and just send a trusted professional to your door whenever you need them.
Home warranties also have some downsides. Though it can save you time when the home warranty sends out a repair person who does the repair for you, some may not like this, and they may want to choose their own contractor. If that's the case for you, some home warranty plans allow you to choose a contractor. Another drawback is that home warranties may exclude some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted probably won't be covered by the home warranty.
Homeownership is a big responsibility that can be expensive, but worthwhile. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to weigh before taking the leap and getting a policy.
Hopefully, you now feel as though you can choose the right home warranty for your Garden City home. The best provider in Garden City is Choice Home Warranty. Choice Home Warranty provides home warranties with great coverage at an affordable cost.
Our pick for the best overall home warranty in Garden City is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty can help investors, real estate agents, home sellers, homebuyers, and homeowners. It can offer peace of mind and savings to anyone that is involved with homeownership.
The systems and appliances in a home are covered under a home warranty in Garden City. Everything from an oven to a pool can be covered under a home warranty.
A home warranty policy can cost on average around $300 to $800 a year in Garden City. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by choosing a higher service fee. In addition, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.