When one of your systems or appliances malfunctions, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
There are many benefits of homeownership in Emporia. But, major home systems and appliances, like your electrical systems and refrigerator, can stop working due to normal wear and tear, leaving you with costly repairs.
Because the home warranty market is saturated with a variety of providers — all with different price points — our team at House Method decided to do the research for you to help you find the right home warranty in Emporia.
Choosing the right company for your home warranty is a step you could take to protect your home. Below is a list of factors that you'll want to bear in mind when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Emporia, Choice Home Warranty offers the best overall home warranty. The 2 plans from Choice are easily comprehensible and have a mix of both system and appliance coverage. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also about $3,000 at the maximum.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Emporia, Select Home Warranty offers the most cost-effective home warranty. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process quick and easy.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Emporia area.
For a more detailed breakdown, read our Select Home Warranty full review. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Emporia residents. AHS has been in the home warranty industry for around 25 years. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage.
American Home Shield offers 3 plans for Emporia homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Emporia area.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information on this provider, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Emporia, The Home Service Club is the best home warranty with the quickest service. HSC has been in business for more than 14 years, making it a highly regarded company in the industry. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Emporia homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered system or appliance.
Read more by visiting our The Home Service Club Review. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Emporia, Liberty Home Guard offers the most trustworthy home warranty. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for you to choose from.
Liberty Home Guard offers 3 plans for Emporia homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $75.
For a more detailed breakdown, read our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Emporia, First American Home Warranty offers the best home warranty for appliance coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 home warranty plans that First American has include differing levels of system and appliance coverage, as well as add-on options.
First American Home Warranty offers 2 plans for Emporia homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 per covered appliance or system.
For a more detailed breakdown, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Emporia residents. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information on this provider, read our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Emporia
A home warranty is a protection plan for home systems and appliances. When your refrigerator breaks down and the repair costs several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Emporia homeowners, when a problem arises with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where a claim can be filed. Once you submit the claim, it will be assigned to a local repair person that will come to your home and look at the problem. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your dishwasher suddenly needs repairs under normal use conditions, your home warranty company can help. The appliances covered are a refrigerator, clothes dryer, stove, cooktop, clothes washer, microwave, dishwasher, and more. The systems included are the water heater, plumbing, air conditioner, electrical, heating system, and more. Many plans also offer add-on coverage options like locksmith, septic systems, roof leaks, and even central vacuum.
Emporia homeowners should understand that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, cosmetic issues, pre-existing conditions, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Emporia is known for its mild winters and hot summers, and if you live in Emporia, you know that the weather can be unpredictable. During the summer months, your air conditioner can be strained in its effort to combat the heat. If your air conditioner did give out, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
A home warranty can also offer value in other ways. For instance, some policies can be transferred between owners during a home sale.
One disadvantage of getting a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over any contracts you're considering carefully to understand what is included and what isn't. Another downside is that home warranties may not include some repairs, like those due to natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to offer you protection and peace of mind.
A home warranty in Emporia can save you lots of money and offer you peace of mind when it comes to costly home repairs and replacements. When it comes to home warranty companies in Emporia, the best overall is Choice Home Warranty. With its comprehensive plans, affordable cost, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The top home warranty company in Emporia is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a tremendous reputation in the Emporia area.
Home warranty policies cover issues with systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different kind of plan that protects your entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
A home warranty can help homebuyers, homeowners, investors, real estate agents, and home sellers. It can provide peace of mind to anyone involved in homeownership.
Typically coverage for a home warranty begins 30 days on the day the sale closes. However, a few providers may let you make a service request before this, so check with customer service to find the exact waiting period for your case.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty policy, you will not have any large hits to your savings account for home maintenance.
