A home warranty is a way to protect your budget from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
With the weather patterns common in Bonner Springs, homes can go through quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Finding the best home warranty on the market can be quite time-consuming because there are so many companies to choose from. That's why the House Method team did the research and made a list of the best home warranty companies in Bonner Springs for you.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Consider the appliances and systems in your home you want coverage for and compare the policies. Before deciding which home warranty to purchase, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Bonner Springs home comfortable and convenient. When these things start to break down, it can be pricey and a pain. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances covered include a clothes washer, stove, clothes dryer, cooktop, dishwasher, refrigerator, microwave, and more. The systems included are the plumbing, electrical, water heater, air conditioner, heating system, and more. You can also decide to pay a bit extra for add-on coverage for items like swimming pools, spas, septic systems, and roof warranty.
Bonner Springs homeowners should know that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, pre-existing conditions, cosmetic issues, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
Bonner Springs' mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Not only does a home warranty offer some financial relief, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a repair person and schedule a repair. A home warranty handles the research by sending trusted professionals to your door when you need them most.
There are also some downsides to buying a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel as though you can select the proper home warranty for your Bonner Springs home. When it comes to home warranty company choices in Bonner Springs, the best overall is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other home warranties reviewed above are also great choices for Bonner Springs residents.
The best overall home warranty in Bonner Springs is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty plan helps protect against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects your home in case of something like a natural disaster or fire. With homeowners insurance, you will not be able to file a claim if you need a new dryer or dishwasher, unless the damage is due to a natural disaster.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few companies may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
A home warranty policy covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
A service fee is an expense that must be paid before a repair technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the monthly premium/annual cost.