A Arkansas City home warranty policy can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Homeownership in Arkansas City has quite a few benefits, but it also does not come without worry and concern. Your home's appliances and systems will eventually need repair and this could mean a huge expense hitting your bank account suddenly.
Finding the best home warranty on the market can be quite challenging because there are dozens of companies to choose from. That's why the House Method team did the research and made a list of the best home warranty companies in Arkansas City for you.
Now that you're ready to get a home warranty, the first step is considering what appliances and systems you need coverage for. From there, you can compare your options and contact different home warranty companies to get a free quote. Below is a list of some factors to consider when purchasing a home warranty in Arkansas City:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Arkansas City. The 2 policies that Choice offers include differing levels of system and appliance coverage, as well as add-on options. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Arkansas City homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read our comprehensive review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Arkansas City, Select Home Warranty is the most cost-effective home warranty. The 3 plans from Select are easily comprehensible and offer both system and appliance coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Arkansas City homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to about $2,000 per covered system or appliance.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For a more detailed breakdown, read our full review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Arkansas City. AHS has been in the home warranty business for over 25 years. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Arkansas City area.
For a more detailed breakdown, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Arkansas City. HSC has over 14 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for you to choose from.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
For a more detailed breakdown, read our thorough review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Arkansas City. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for homeowners to decide between.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
For more information on this provider, read our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Arkansas City, First American Home Warranty offers the best home warranty for appliance coverage. The 2 home warranty plans that First American offers include options for appliance and system coverage. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage limits from First American are around $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Arkansas City area.
To read more, visit our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Arkansas City, Cinch Home Services is the home warranty with the best workmanship guarantee. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to decide between.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our full review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Arkansas City
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
Filing a claim with your home warranty company is easy. You can utilize either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs apart from the service fee.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . Typical appliances covered by a home warranty plan include a garbage disposal, washer, dryer, microwave, refrigerator, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, plumbing systems, electrical systems, air conditioners, and heating systems. Add-on coverage will vary from one plan to another, but you can expect to see things such as electronics, roof leaks, spas, pools, central vacuums, and sump pumps.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Since temperatures in Arkansas City can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty plan can help homeowners save money if one of these systems or appliances stops working suddenly.
Another good thing about having a home warranty if you want to sell your home is that you can probably transfer your home warranty plan to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
As for the downsides of home warranties, coverage varies by provider so it's important to review what each plan covers and excludes in the contract. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to improper maintenance, animal infestations, natural disasters, etc.
Owning a home is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to determine before getting a policy.
A home warranty in Arkansas City can save you a lot of money and give you peace of mind when it comes to expensive home repairs and replacements. When it comes to home warranties in Arkansas City, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable cost. However, other providers mentioned above also give great coverage choices for Arkansas City residents.
The best home warranty company in Arkansas City is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a great reputation in the Arkansas City area.
A home warranty is a kind of service contract that covers repairing and replacing your major home systems and appliances.
Home warranty policies cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
The systems and appliances in a home are covered under a home warranty plan in Arkansas City. Everything from a oven to a pool can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
Owning a home can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your bank account just to keep your home up and running.