A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
With a relatively mild climate, Andover is a great place to own a home. However, homeownership doesn't always come easy, like maintaining your home's systems and appliances.
Finding the best home warranties on the market can be difficult because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the top home warranty providers in Andover.
The first step in protecting your house with a home warranty is determining which provider's plan fits your needs. Figure out which items in your home you'd like coverage for and compare the plans. Below is a list of some tips on looking for a home warranty in Andover:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that makes it more affordable when one of your home systems or appliances has an issue. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
When you have a system or appliance that has a problem, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a contractor will come and fix the problem. At this point, you will also need to pay your service fee. Once the repair technician looks at the problem, they will deal with it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For example, if your washing machine suddenly stops working under normal use conditions, this is a perfect time to call your home warranty company. The appliances commonly covered under a home warranty plan are the dishwasher, refrigerator, oven, dryer, microwave, washing machine, and more. System coverage typically includes plumbing, water heaters, electrical systems, air conditioning, heating systems, and more. Add-on options can vary by plan but commonly include things like a septic system, sprinkler system, central vacuum, plumbing stoppages, and second refrigerator.
Andover homeowners should understand that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Home warranty policies are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Andover reaching upward of 67 degrees in the summer, you may find that certain appliances, such as your air conditioner, get a lot of use. A home warranty can significantly lower your out-of-pocket costs should your HVAC system break down.
Not to mention, having a home warranty can save you time by eliminating the need to research repair people--most companies will send a trusted professional right to your door to do the repair or replacement.
As for the downsides of home warranties, system and appliance coverage varies by provider so it's important to understand what each policy covers and excludes in the contract. Another pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
We hope you now feel confident that you can choose a home warranty in Andover after going through our guide. Choice Home Warranty stands out as the best overall home warranty. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable cost.
The best overall home warranty provider in Andover is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty is a kind of service contract that provides homeowners extra coverage for their household systems and appliances. These include garbage disposals, refrigerators, dishwashers, washing machines, dryers, water heaters, plumbing, heating and cooling systems, sump pumps, and electrical systems, among others. Some plans also offer coverage for ceiling fans, garage door openers, pools, and roofs. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan covers the normal wear of home systems and appliances. Homeowners insurance protects your entire home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim should you need a new dryer or air conditioner, unless the damage is due to a natural disaster.
The systems and appliances in a home are covered under a home warranty plan in Andover. Everything from a fridge to a garage door can be covered under a home warranty.
Many homeowners think a home warranty is worth it because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big positives of a home warranty is that it can provide you some financial peace of mind.