A West Des Moines home warranty plan can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are very important for homeowners in the West Des Moines area of Iowa.
Finding the best home warranties on the market can be a challenge because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty companies in West Des Moines.
When you're ready to purchase a home warranty, the first step is figuring out what items you want coverage for. From there, you can compare your options and call different home warranty companies for a free quote. Below are some tips on purchasing a home warranty in West Des Moines:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in West Des Moines. Choice has 2 simple plans, making the selection process quick and easy. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in West Des Moines. When you buy a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are comprehensive and offer a mix of both system and appliance coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For more information, read our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In West Des Moines, American Home Shield is the most customizable home warranty. AHS offers 3 plans for homeowners to choose from. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the West Des Moines area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information on this provider, read our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In West Des Moines, The Home Service Club offers the best home warranty with the quickest service. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process easy.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information, read our detailed review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in West Des Moines. Liberty has around 5 years of experience in the industry and in that time has built a a skilled network of service professionals nationwide. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for you to decide between.
Liberty Home Guard has 3 plans that offer a mix of appliance and system coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
Read more by visiting our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In West Des Moines, ServicePlus Home Warranty offers the best home warranty for emergency service. ServicePlus has 2 simple plans, making the selection process quick and easy. If you're looking for quick repairs with 24/7 customer support, this is the provider for you. Plus, it has been expanding its coverage to more and more areas across the country.
The plans that ServicePlus offers to homeowners are Gold Plan and Platinum Plan. Service fees from ServicePlus are an affordable $75. The coverage caps are also about $1,500 at the maximum.
To read more, visit our ServicePlus Home Warranty full review. To receive a free quote from ServicePlus Home Warranty, fill out this online form or give them a call at 478-210-5091.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for West Des Moines residents. First American has 2 simple plans, making the selection process quick and easy. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is less than other providers in the West Des Moines area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. To read more, visit our First American Home Warranty full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In West Des Moines, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been operating for over 43 years, making it a highly regarded company in the industry. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered system or appliance.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read our Cinch Home Services full review to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in West Des Moines
A home warranty is a protection plan that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances less stressful. Home warranty plans typically have a thirty-day waiting period from the time you pay to the time you can start using it.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. At this point, you will also pay your service fee. Once the contractor looks at the problem, they will handle it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintenance on your home. The appliances typically covered under a home warranty plan are the oven, refrigerator, washing machine, microwave, dryer, dishwasher, and more. System coverage typically includes electrical systems, heating systems, water heaters, plumbing, air conditioning, and more. You can also choose to pay extra for add-on coverage for items like roof warranty, spas, swimming pools, and septic systems.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are not covered by a home warranty policy.
West Des Moines is known for its cold winters, and if you live in West Des Moines, you know that the weather can be unpredictable. During the winter months, your heating system can be overworked in its effort to combat the cold. If your heater did give out, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
Another benefit of having a home warranty if you want to sell your home is that some providers let you transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
As for the negatives of home warranties, coverage varies by company so it's important to understand what each policy covers and doesn't include in the contract. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have been damaged due to improper maintenance, natural disasters, animal infestations, etc.
Whether or not a home warranty is worth it ultimately comes down to your personal preference. Similar to any other type of insurance policy or warranty, its purpose is to provide you some peace of mind, so you will have to decide how much that is worth to you.
A home warranty in West Des Moines can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. The best provider in West Des Moines is Choice Home Warranty. It offers great coverage at an affordable monthly cost. However, other options reviewed above are also great choices for West Des Moines residents.
The best home warranty company in West Des Moines is Choice Home Warranty. Choice Home Warranty an expansive network of experienced service technicians and a respected reputation in the West Des Moines area.
Home buyers, landlords, homeowners, real estate agents, and home sellers are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your situation.
The service fee is the price you pay every time there's a problem with a home system or appliance. The service fees are commonly between $60 and $150.