A home warranty in Sioux City can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
Sioux City gives homeowners some great housing options. However, unanticipated repair and replacement costs on your home's systems and appliances can get quite costly.
Although a home warranty can help with your homeowner concerns, one issue is narrowing down the best choice for your Sioux City home. That's why we've done the research and have made a guide of the best home warranty options in Sioux City.
After reviewing the basics of home warranties in Sioux City, your next step is to decide which company you're interested in receiving a free quote from. Here is a list of factors that you'll want to be mindful of when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Sioux City residents. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage.
Choice Home Warranty offers 2 plans for Sioux City homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also around $3,000.
Read more by visiting our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Sioux City, Select Home Warranty is the most cost-effective home warranty. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 plans for you to decide between.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered appliance or system.
Read our thorough review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Sioux City residents. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically around $2,500 at the maximum.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our thorough review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Sioux City residents. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Sioux City residents. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. When you buy a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
Read more by visiting our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Sioux City. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process quick and easy.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Sioux City area.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read our First American Home Warranty Review to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Sioux City. Cinch has around 43 years of experience in the home warranty industry and in that time has built a an network of service technicians in the country. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for homeowners to choose from.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Sioux City
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Sioux City home comfortable and convenient. When they start to break down, it can be costly and a pain. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
For Sioux City homeowners, when a problem arises with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal system where you can submit a claim. Once you submit the claim, it will be assigned to a local service technician that will come to your home and assess the problem. At this point, you pay your service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help reduce how much you spend on maintaining your home. The appliances covered are a refrigerator, clothes dryer, stove, clothes washer, dishwasher, cooktop, microwave, and more. The systems included are the air conditioner, water heater, electrical, heating system, plumbing, and more. The add-on coverage options can include pool, roof leak, spa, septic system, and sometimes even things like locksmith or pest control.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Since temperatures in Sioux City can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Having a home warranty policy can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Plus, having a Sioux City home warranty can make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the same protection you've been benefiting from.
One downside of getting a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over the contracts you're considering carefully to understand what is included and what isn't. Another thing to take into consideration is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about it if you aren't sure or if this is a problem for you.
Whether or not a home warranty is worth it depends on your personal preference. Like any other type of insurance policy or warranty, it's there to give you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty in Sioux City can save you lots of money and offer you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Sioux City. It offers comprehensive coverage at an affordable monthly cost. However, other companies reviewed above also give great coverage choices for Sioux City residents.
The best home warranty company in Sioux City is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a great reputation in the Sioux City area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, dishwashers, refrigerators, dryers, heating and cooling systems, water heaters, sump pumps, plumbing, and electrical systems, among others. Some companies also provide coverage for ceiling fans, pools, garage door openers, and roofs. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different plan that protects the entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so make sure you check with the company about this.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
A home warranty in Sioux City can cost anywhere from $40 to $80 a month. Higher-priced plans usually have more coverage, higher coverage limits, and a lower service fee.
