When one of your systems or appliances stops working, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With a relatively mild climate, Marion is a great place to own a home. However, homeownership comes with its challenges, like repairing your home's systems and appliances.
Although a home warranty can help with your homeowner expenses, one issue is narrowing down the best choice for your Marion home. That's why we've done the research and have put together a list of the best home warranty options in Marion.
Deciding on the right home warranty in Marion for you comes down to the coverage you need, the home warranty provider you go with, and your location, among other factors. When trying to decide which home warranty provider is the right fit for you, here are some important factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Marion. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 for each covered appliance or system.
Read more by visiting our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Marion. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 home warranty plans that Select offers include options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered appliance or system.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Marion, American Home Shield is the most customizable home warranty. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500.
Read our full review of American Home Shield to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Marion. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to choose from.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Marion area.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Marion, Liberty Home Guard is the most trustworthy home warranty. Liberty has more than 5 years of experience in the home warranty market and in that time has built a an expansive network of service professionals in the country. Liberty has 3 plans for homeowners to choose from. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Marion homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is lower than other providers in the Marion area.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our detailed review of Liberty Home Guard.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
ServicePlus Home Warranty is the best home warranty for emergency service in Marion. ServicePlus has 2 plans for you to decide between. If you're looking for quick repairs with 24/7 customer support, you'll want to have this plan on your side. Plus, it has been expanding its coverage to more and more areas across the country.
ServicePlus Home Warranty offers 2 plans for Marion homeowners. The Gold Plan and Platinum Plan are the options they have, which have a mix of system and appliance coverage. Service fees from ServicePlus are an affordable $75. The coverage caps are also typically around $1,500 at the maximum.
To receive a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091. To read more, visit our comprehensive review of ServicePlus Home Warranty.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Marion, First American Home Warranty is the best home warranty for appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process and policy coverage easily comprehensible.
First American Home Warranty offers 2 plans for Marion homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500.
Read more by visiting our First American Home Warranty full review. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Marion, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been on the market for around 43 years, making it a respected company in the industry. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000 at the maximum.
For a more detailed breakdown, read our detailed review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Marion
A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can start using it.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to look at the problem. Once you file the claim, it will be assigned to a local repair person that will come to your home and assess the problem. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket cost you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty will cover systems and appliances from normal wear and tear. Appliances covered under a home warranty plan are usually the refrigerator, microwave, garbage disposal, dryer, dishwasher, and more. Systems that are covered usually include water heaters, air conditioners, heating systems, electrical systems, and plumbing systems. You can also optionally choose to pay extra for add-on coverage for items like septic systems, spas, swimming pools, and roof warranty.
Marion homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, natural disasters, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Home warranty policies are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Marion reaching upward of 58 degrees in the summer, you may find that certain appliances, like your air conditioner, get a lot of use. A home warranty can considerably lower your out-of-pocket expenses should your HVAC system stop working.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
There are also some drawbacks to getting a home warranty plan, like the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have need repairs or replacements due to natural disasters, improper maintenance, animal infestations, etc.
Whether or not a home warranty is worth it depends on your personal preference. Like any other type of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, you now feel like you can choose the right home warranty for your Marion home. When it comes to home warranty companies in Marion, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable monthly or annual cost. However, other options reviewed above are also great choices for Marion residents.
The best overall home warranty company in Marion is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a type of contract that covers the repairs and replacements of your major home systems and appliances.
Home buyers, real estate agents, landlords, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you will not have any large hits to your savings account .