An Iowa City home warranty plan can help protect homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems.
With the weather patterns common in Iowa City, homes can go through quite a bit of wear and tear over time. There's nothing worse than having your heater go out in the middle of winter.
Since the home warranty market is filled with many providers — all with different price points — our team at House Method did the research for you to help you find the best home warranty in Iowa City.
Selecting the best provider for your home warranty is a step you could take to protect your home. Policies can vary, so take into consideration the following factors when choosing a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Iowa City residents. Choice has 2 plans for homeowners to choose from. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Iowa City homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered system or appliance.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our full review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Iowa City. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select has include options for appliance and system coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Iowa City area.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our thorough review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Iowa City. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
American Home Shield offers 3 plans for Iowa City homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with AHS's plans are around the $2,500 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $125.
For more information on this provider, read our review of American Home Shield. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Iowa City. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easily comprehensible and offer both system and appliance coverage.
The Home Service Club has 2 plans that offer a mix of system and appliance coverage. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Iowa City area.
For more information, read our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Iowa City, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easily comprehensible and offer both system and appliance coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For a more detailed breakdown, read our Liberty Home Guard Review.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Iowa City, ServicePlus Home Warranty is the best home warranty for emergency service. ServicePlus has been operating for about 6 years, making it a well-regarded company in the industry. With a home warranty from ServicePlus, you can benefit from quick repairs with 24/7 customer support. Not to mention, it has been expanding its coverage to more and more areas across the country. The 2 home warranty plans that ServicePlus has include options for appliance and system coverage.
There are 2 home warranty plans from ServicePlus Home Warranty: Gold Plan and Platinum Plan. ServicePlus' service fees are an affordable $75, and the coverage limits come out to around $1,500 per covered appliance or system.
To receive a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091. Read our review of ServicePlus Home Warranty to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Iowa City, First American Home Warranty is the best home warranty for appliance coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easily comprehensible and offer a mix of both system and appliance coverage.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $85.
To read more, visit our thorough review of First American Home Warranty. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Iowa City, Cinch Home Services is the home warranty with the best workmanship guarantee. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Iowa City
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair is several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
For Iowa City homeowners, when an issue happens with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal where a claim can be filed. At this point, you will pay the service fee, which is typically between $60 and $150 depending on what plan you choose. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs .
Home warranty plans help protect your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear . The appliances covered are a dishwasher, refrigerator, microwave, stove, cooktop, clothes washer, clothes dryer, and more. The systems included are the plumbing, air conditioner, water heater, heating system, electrical, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things like central vacuums, spas, roof leaks, pools, electronics, and sump pumps.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are not included in the home warranty policy.
Home warranty plans are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Iowa City reaching upward of 59 degrees in the summer, you may find that some appliances, like your air conditioning unit, get a lot of use. A home warranty can significantly lower your out-of-pocket expenses should your HVAC system stop working.
Not only does a home warranty offer some financial relief, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty takes care of the research by sending trusted professionals to your door when you need them most.
One downside of signing up for a home warranty is that there are generally exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable expense of dealing with home appliances and system repairs, giving you some peace of mind.
We hope you now feel positive that you can choose a home warranty provider in Iowa City after reading our guide. Choice Home Warranty is the best overall home warranty company in Iowa City. Choice Home Warranty offers comprehensive coverage at an affordable price.
The best home warranty company in Iowa City is Choice Home Warranty. Choice Home Warranty an expansive network of professional technicians and a great reputation in the Iowa City area.
A home warranty is an of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, washing machines, dryers, garbage disposals, water heaters, sump pumps, heating and cooling systems, plumbing, and electrical systems, among others. Some policies also offer coverage for garage door openers, ceiling fans, pools, and roofs. A home warranty can help you save money if these appliances and systems fail unexpectedly.
The systems and appliances in a home are covered under a home warranty policy in Iowa City. Everything from an oven to a garage door can be covered under a home warranty.
The service fee is the price you pay each time there's an issue with a system or appliance. The service fees are commonly between $60 and $150.