A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
Many living in Council Bluffs have fulfilled their dream of homeownership. However, as great as Council Bluffs can be, there are always added costs that come with owning a home, such as keeping your home's systems and appliances maintained.
Finding the best home warranty on the market can be quite time-consuming because there are lots of companies to choose from. That's why the House Method team did the research and compiled a list of the best home warranty companies in Council Bluffs for you.
After looking into the basics of home warranties in Council Bluffs, the next step is to figure out which company you'd like to get a free quote from. Here are some factors to consider when purchasing a home warranty in Council Bluffs:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Council Bluffs. The 2 policies that Choice has include options for appliance and system coverage. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Council Bluffs homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Council Bluffs area.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Council Bluffs residents. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Council Bluffs area.
For a more detailed breakdown, read our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Council Bluffs residents. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the plan for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 per covered system or appliance.
For more information, read our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Council Bluffs, The Home Service Club offers the best home warranty with the quickest service. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to understand and offer both system and appliance coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
For more information, read our thorough review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Council Bluffs. Liberty has over 5 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 home warranty plans that Liberty has include options for appliance and system coverage.
Liberty Home Guard has 3 plans that provide a mix of appliance and system coverage. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. To read more, visit our Liberty Home Guard Review.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
ServicePlus Home Warranty offers the best home warranty for emergency service for Council Bluffs residents. ServicePlus has 2 simple plans, making the selection process quick and easy. If you're looking for quick repairs with 24/7 customer support, you'll want to have this plan on your side. Plus, it has been expanding its coverage to more and more areas across the country.
The plans that ServicePlus offers to homeowners are Gold Plan and Platinum Plan. Service fees from ServicePlus are an affordable $75. The coverage caps are also typically around $1,500 at the maximum.
To receive a free quote from ServicePlus Home Warranty, fill out this online form or call 478-210-5091. For more information on this provider, read our ServicePlus Home Warranty Review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Council Bluffs, First American Home Warranty is the best home warranty for appliance coverage. The 2 home warranty plans that First American has include options for appliance and system coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500 at the maximum.
For a more detailed breakdown, read our thorough review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Council Bluffs, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been operating for more than 43 years, making it a well-regarded company in the industry. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process quick and easy.
Cinch Home Services has 3 plans that offer a combination of appliance and system coverage. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Council Bluffs area.
To read more, visit our full review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Council Bluffs
A home warranty is a coverage plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time they start.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down the cost of maintaining your home. Typical appliances covered by a home warranty include a refrigerator, washer, garbage disposal, dryer, dishwasher, microwave, and more. The systems that are most commonly covered will be hot water heaters, electrical systems, air conditioners, plumbing systems, and heating systems. Add-on options can vary by provider but typically include things such as a second refrigerator, septic system, plumbing stoppages, central vacuum, and sprinkler system.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things such as misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are excluded from a home warranty policy.
Council Bluffs is known for its mild winters and hot summers, and if you live in Council Bluffs, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did stop working, a home warranty can cover repairs and help decrease your out-of-pocket expenses.
Along with saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the pain of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair problems you may experience.
Home warranties also have some cons. Though it can be convenient that the home warranty sends out a contractor who takes care of the repair for you, some people may not like this, and they would rather choose a contractor themselves. If that's the case for you, some home warranty providers allow you to choose a contractor. Also, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it ultimately comes down to your personal preference. Like any other sort of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, you now feel positive that you can choose a home warranty company in Council Bluffs after reading through our guide. When it comes to home warranty companies in Council Bluffs, the best overall is Choice Home Warranty. It offers great coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
Our pick for the best overall home warranty provider in Council Bluffs is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
First-time home buyers, real estate agents, homeowners, landlords, and home sellers can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty in Council Bluffs. Everything from a fridge to a swimming pool can be covered under a home warranty.
A Council Bluffs home warranty can cost anywhere from $40 to $80 a month. Higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.