A home warranty in Ankeny can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
With hot summers and cool winters, keeping your home appliances and systems working, especially HVAC, are very important for homeowners in the Ankeny area of Iowa.
Finding the best home warranty plan for your Ankeny home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Ankeny. Read on for our home warranty recommendations and find out which plan works best for your home.
After reviewing the basics of home warranties in Ankeny, your next step is to decide which company you want to get a free quote from. Policies can vary, so take into consideration the following factors when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Ankeny residents. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to understand and offer both system and appliance coverage.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Ankeny. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 home warranty plans that Select offers include options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is lower than other providers in the Ankeny area.
For a more detailed breakdown, read our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Ankeny, American Home Shield offers the most customizable home warranty. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the plan for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Ankeny area.
Read more by visiting our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Ankeny, The Home Service Club offers the best home warranty with the quickest service. HSC has 2 simple plans, making the selection process and policy coverage easily comprehensible. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also around $2,000 at the maximum.
Read our review of The Home Service Club to learn more. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Ankeny. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for you to choose from.
Liberty Home Guard has 3 plans that offer a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $75.
For more information, read our comprehensive review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Ankeny residents. First American is a home warranty provider with 38 years of experience in the industry, and it has proved to be one of the best providers in the business. The 2 plans from First American are comprehensive and offer both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, this is the provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Ankeny homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with First American's plans are close to the $1,500 mark for most major systems and appliances, and service fees are a reasonable $85.
For more information on this provider, read our review of First American Home Warranty. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Ankeny. Cinch offers 3 plans for homeowners to decide between. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Ankeny area.
For a more detailed breakdown, read our thorough review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ankeny
A home warranty is a protection plan for home systems and appliances. When your refrigerator stops working and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue. Once you submit the claim, it will be assigned to a local technician that will come to your home and take a look at the problem. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty plan will cover systems and appliances from normal wear . The appliances include a clothes dryer, stove, clothes washer, dishwasher, microwave, cooktop, refrigerator, and more. The systems included are the plumbing, heating system, electrical, air conditioner, water heater, and more. Add-on coverage options can vary by provider but often include things like a plumbing stoppages, central vacuum, sprinkler system, septic system, and second refrigerator.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, cosmetic damages, misuse, and lack of maintenance are excluded from the home warranty policy.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Ankeny reaching upward of 59 degrees in the summer, you may find that some appliances, such as your A.C., get a lot of use. A home warranty can considerably decrease your out-of-pocket costs should your HVAC system break down.
A home warranty also saves you time and energy. Instead of spending hours researching and choosing a contractor to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
One drawback of purchasing a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Another drawback is that home warranties may not include some repairs, like those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Although home warranties do have some downsides, no matter the season, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
We hope you now feel confident that you can choose a home warranty provider in Ankeny after going through our reviews. Choice Home Warranty stands out as the best overall home warranty. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The best home warranty provider in Ankeny is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a tremendous reputation in the Ankeny area.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include garbage disposals, dryers, dishwashers, refrigerators, washing machines, sump pumps, water heaters, electrical systems, plumbing, and heating and cooling systems, among others. Some policies also provide coverage for pools, garage door openers, roofs, and ceiling fans. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan helps protect against the normal wear of systems and appliances in a home. Homeowners insurance protects your home in a situation like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new dryer or dishwasher, unless the damage is a result of a natural disaster.
A home warranty policy can help homebuyers, real estate agents, homeowners, investors, and home sellers. It can provide peace of mind to anyone that is involved with homeownership.
A home warranty in Ankeny can cost anywhere from $40 to $80 a month. Higher-priced plans tend to have more coverage, higher coverage limits, and a lower service fee.
