A home warranty can give you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
Owning a home in Lawrence has tons of great benefits, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
Although a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the right choice for your Lawrence home. That's why we've done the research and have compiled a list of the best home warranty plans in Lawrence.
After reviewing the basics of home warranties in Lawrence, your next step is to figure out which company you want to receive a free quote from. Here is a list of some tips on buying a home warranty in Lawrence:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you have a system or appliance that experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by telephone, and then a contractor will come and fix the problem. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are due to normal wear . The appliances commonly covered under a home warranty plan are the dishwasher, refrigerator, oven, washing machine, microwave, dryer, and more. System coverage typically includes air conditioning, water heaters, electrical systems, heating systems, plumbing, and more. Add-on options can vary from one plan to another but commonly include things like a sprinkler system, second refrigerator, plumbing stoppages, central vacuum, and septic system.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are not included in the home warranty policy.
Lawrence is known for its mild winters and hot summers, and if you live in Lawrence, you know that the weather can be unpredictable. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did break down, a home warranty can cover the repairs and help lower your out-of-pocket expenses.
A home warranty also saves you time and energy. Instead of spending hours researching and choosing a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
Home warranties also have some drawbacks. While it can be convenient that the home warranty sends out a service technician who handles the repair for you, some homeowners may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty providers allow you to select a contractor. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help lower the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner. When it comes to home warranty company choices in Lawrence, the best overall is Choice Home Warranty. With its comprehensive coverage, affordable cost, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty provider in Lawrence is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
Home warranty plans cover issues related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
Usually coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
A home warranty plan will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
A service fee is an expense that you pay before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the monthly premium/annual cost.