A home warranty can give you the peace of mind you need about your home and shield your savings account from large expenses by covering your home's major systems and appliances.
With a relatively mild climate, Winnetka is a great place to own a home. However, homeownership comes with its difficulties, like repairing and replacing your home's systems and appliances.
Since the home warranty market is saturated with a lot of providers — all with different offerings — the House Method team did the research for you to help you find the right home warranty in Winnetka.
When you're ready to purchase a home warranty policy, the first step is deciding what items you want coverage for. From there, you can compare your options and call different home warranty companies to get a free quote. Options can vary, so consider the following factors when deciding on a home warranty plan:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Winnetka, Choice Home Warranty offers the best overall home warranty. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily understandable.
Choice Home Warranty offers 2 plans for Winnetka homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
Read more by visiting our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Winnetka. The 3 policies that Select offers include differing levels of system and appliance coverage, as well as add-on options. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000 at the maximum.
To read more, visit our thorough review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Winnetka residents. AHS is a home warranty provider with 25 years of experience in the industry, and it has established itself as one of the best providers in the business. AHS has 3 plans for you to choose from. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Winnetka area.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Winnetka. The 2 plans from HSC are easy to comprehend and offer a mix of both system and appliance coverage. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a combination of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also around $2,000 at the maximum.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Winnetka. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered appliance or system.
For a more detailed breakdown, read our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Winnetka residents. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
For more information, read our review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Winnetka
A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time they start.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances include a microwave, dishwasher, clothes dryer, stove, cooktop, refrigerator, clothes washer, and more. The systems included are the water heater, air conditioner, heating system, plumbing, electrical, and more. Many plans also have add-on coverage options like locksmith, septic systems, central vacuum, and even roof leaks.
Winnetka homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, cosmetic issues, natural disasters, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Temperatures in Winnetka can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a lot of use. As a homeowner in Winnetka, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
A home warranty can also offer value in other ways. For instance, some policies can be transferred between owners during a home sale.
One main drawback of a home warranty is not every home system and appliance may be covered. It's important to compare the different policies and select one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They often won't cover home systems or appliances that have need repairs or replacements due to animal infestations, improper maintenance, natural disasters, etc.
Owning a home is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to consider before purchasing a policy.
Hopefully, you now feel as though you can choose the right home warranty for your Winnetka home. All of these top choices have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Winnetka homeowners.
The best home warranty provider in Winnetka is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a respected reputation in the Winnetka area.
A home warranty plan protects against the normal wear of home systems and appliances. Homeowners insurance protects a home in case of something such as a natural disaster or fire. With homeowners insurance, you won't be able to file a claim should you need a new dryer or stove, unless the damage is a result of a natural disaster.
Home buyers, landlords, real estate agents, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
A home warranty in Winnetka can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.
Many homeowners think a home warranty is worth it because it can help protect against unforeseen expenses. If you're worried about your budget and home maintenance, a home warranty can help. One of the major pluses of a home warranty is that it can offer you some financial peace of mind.
