A home warranty in St Clair can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Owning a home in St Clair has many great benefits, but there are, of course, some downsides too. The humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in St Clair.
Choosing the best provider for your home warranty is the first step toward protecting your home. Before deciding which home warranty to buy, here are a few other factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In St Clair, Choice Home Warranty offers the best overall home warranty. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
Choice Home Warranty offers 2 plans for St Clair homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in St Clair. Select offers 3 plans for homeowners to choose from. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a mix of appliance and system coverage. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000 at the maximum.
To read more, visit our review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in St Clair. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered system or appliance.
For more information on this provider, read our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for St Clair residents. HSC has 2 plans for you to decide between. When you buy a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information on this provider, read our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In St Clair, Liberty Home Guard offers the most trustworthy home warranty. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 policies that Liberty offers include options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also around $3,000 at the maximum.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For more information, read our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for St Clair residents. Cinch has more than 43 years of industry experience and in that time has built a an network of service professionals in the country. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for St Clair homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the St Clair area.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in St Clair
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working and the repair costs several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after making your first payment.
Filing a claim with your home warranty company is quite simple. You can use either an online portal or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty in St Clair usually covers the main systems and appliances in your home. The appliances a home warranty typically covers include a microwave, cooktop, clothes washer, stove, dishwasher, refrigerator, clothes dryer, and more. The systems included are the water heater, electrical, plumbing, air conditioner, heating system, and more. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like pools, electronics, roof leaks, central vacuums, sump pumps, and spas.
St Clair homeowners should understand that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, cosmetic issues, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
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Additionally, having a home warranty can save you some time by getting rid of the need to research service technicians--most companies will send a trusted professional right to your door to complete the repair or replacement.
Home warranties also have some cons. Although it can save you time when the home warranty sends out a contractor who carries out the repair for you, some may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans let you select a contractor. Another pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Like any other kind of insurance policy or warranty, it's there to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel like you can choose the best home warranty for your St Clair home. Choice Home Warranty is the best overall home warranty provider in St Clair. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for St Clair homeowners.
The top home warranty company in St Clair is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a tremendous reputation in the St Clair area.
A home warranty is a type of contract that covers repairing and replacing major home systems and appliances.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects the entire home from natural disasters and fires. It doesn't cover typical appliance or system damage.
First-time home buyers, landlords, homeowners, home sellers, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
A St Clair home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.
Many homeowners find a home warranty is worth the money since it can help protect against unexpected expenses. If you're worried about your finances and home maintenance, a home warranty can help. One of the major positives of a home warranty is that it can give you some financial peace of mind.
