A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and give you some peace of mind.
South Rock Island gives homeowners some great neighborhoods and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems.
Finding the best home warranty on the market can be quite challenging because there are so many companies to choose from. That's why our team at House Method did the research and put together a list of the top home warranty companies in South Rock Island for you.
Deciding on the best home warranty in South Rock Island for your family depends on the type of coverage you need, the home warranty provider you go with, and your location, among other factors. Below is a list of factors that you'll want to bear in mind when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In South Rock Island, Choice Home Warranty offers the best overall home warranty. Choice has been operating for more than 14 years, making it a well-respected company in the industry. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
Read more by visiting our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for South Rock Island residents. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans that Select offers include options for appliance and system coverage.
Select Home Warranty offers 3 plans for South Rock Island homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000 at the maximum.
Read more by visiting our Select Home Warranty Review. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In South Rock Island, American Home Shield offers the most customizable home warranty. AHS has 3 plans for homeowners to choose from. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. To read more, visit our comprehensive review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for South Rock Island residents. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 for each covered system or appliance.
For more information on this provider, read our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In South Rock Island, Liberty Home Guard offers the most trustworthy home warranty. Liberty has 3 plans for homeowners to choose from. When you buy a plan from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also about $3,000 at the maximum.
Read our Liberty Home Guard Review to learn more. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for South Rock Island residents. Cinch has more than 43 years of experience in the industry and in that time has built a impressive network of service technicians nationwide. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a combination of appliance and system coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read more by visiting our comprehensive review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in South Rock Island
A home warranty is a plan that can bring down the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a South Rock Island home comfortable and convenient. When they need repairs, it can be pricey and a pain. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
For South Rock Island homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year that the home warranty will cover for repairs and replacements.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances a home warranty typically covers include a stove, microwave, dishwasher, refrigerator, clothes dryer, cooktop, clothes washer, and more. The systems included are the plumbing, water heater, heating system, electrical, air conditioner, and more. You can also optionally decide to pay a bit extra for add-on coverage for items like roof warranty, swimming pools, septic systems, and spas.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are not included in the home warranty policy.
Home warranty policies are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in South Rock Island hitting upward of 59 degrees in the summer, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can significantly lower your out-of-pocket expenses should your HVAC system break down.
Not only can a South Rock Island home warranty save you some money on repairs and replacements, it saves you time too. Instead of having to vet technicians on your own, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
One of the major drawbacks of home warranties is not everything may be covered. It's important to compare the different plans and select one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of South Rock Island's best home warranty companies has helped you narrow down your choices and decide on a plan. All of these top companies have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers home warranties with great coverage at an affordable cost.
The top home warranty company in South Rock Island is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a respected reputation in the South Rock Island area.
A home warranty is a kind of contract that covers the repairs and replacements of major home system components and appliances.
A home warranty covers the normal wear and tear of systems and appliances in a home. Homeowners insurance protects your home in case of a situation like a natural disaster or fire. With homeowners insurance, you won't be able to file a claim if you need a new washing machine or dishwasher, unless the damage is a result of a natural disaster.
The systems and appliances in a home are covered under a home warranty policy in South Rock Island. Everything from a fridge to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
A home warranty plan can cost on average about $300 to $800 a year in South Rock Island. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best value is.
