A home warranty in Silvis can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Silvis gives homeowners some great living options and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems.
Finding the best home warranties on the market can be difficult because of the sheer number of options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty companies in Silvis.
Choosing the right company for your home warranty is the first step toward protecting your house. Below is a list of some tips on buying a home warranty in Silvis:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after making your first payment.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay the service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per appliance that the home warranty will cover for repairs and replacements.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your dishwasher suddenly stops working under normal use conditions, your home warranty company can help. The appliances covered include a cooktop, stove, clothes dryer, dishwasher, clothes washer, microwave, refrigerator, and more. The systems included are the water heater, plumbing, heating system, electrical, air conditioner, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons such as electronics, pools, spas, sump pumps, roof leaks, and central vacuums.
Silvis homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, pre-existing conditions, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
Temperatures in Silvis can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Silvis, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Additionally, having a Silvis home warranty can help make your house more attractive to potential home buyers should you ever decide to sell in the future. Many home warranty providers will allow you to transfer your policy to a new owner and give them the protection you've been benefiting from.
Home warranties also have some drawbacks. Although it can save you time when the home warranty sends out a contractor who carries out the repair for you, some people may not like this, and they would rather select a contractor themselves. If that's the case for you, some home warranty companies allow you to select a contractor. Another potential pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
A home warranty can help with some of a homeowner's maintenance concerns, but in the end, it's up to you to determine whether or not investing in one is the right choice for you and your family. Make sure you do your research and read through any home warranty policy that you're seriously considering getting to get a handle on what repairs will and will not be covered under your contract.
We hope you now feel positive that you can choose a home warranty in Silvis after reading our guide. Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage at an affordable premium. However, other home warranties reviewed above also give great coverage choices for Silvis residents.
The top home warranty company in Silvis is Choice Home Warranty. Choice Home Warranty an expansive network of experienced contractors and a tremendous reputation in the Silvis area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, garbage disposals, washing machines, dryers, plumbing, sump pumps, electrical systems, heating and cooling systems, and water heaters, among others. Some policies also offer coverage for pools, roofs, ceiling fans, and garage door openers. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Usually coverage for a home warranty begins 30 days on the day the sale closes. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Silvis. Everything from a fridge to a garage door can be covered under a home warranty.
The service fee is the price homeowner pay every time there is an issue with a system or appliance. The service fees are typically between $60 and $150.
A Silvis home warranty can cost anywhere from $40 to $80 a month. Higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.