A home warranty in North Chicago can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
Being a homeowner in North Chicago is an excellent option for those who enjoy nature and quiet neighborhoods. However, as great as North Chicago is, homeownership always comes with its fair share of hardships, such as trying to handle your appliance repairs yourself.
Finding the best home warranty on the market can be quite difficult as there are so many companies to decide between. That's why the House Method team did the research and made a list of the top home warranty companies in North Chicago for you.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Consider the items in your home you need coverage for and compare the plans. Below is a list of factors that you'll want to consider when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for North Chicago residents. The 2 plans from Choice are easy to understand and offer both system and appliance coverage. When you purchase a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a combination of appliance and system coverage. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the North Chicago area.
For more information, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for North Chicago residents. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select has include options for appliance and system coverage.
Select Home Warranty offers 3 plans for North Chicago homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 per covered system or appliance.
Read our review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in North Chicago. AHS is a home warranty provider with 25 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally about $2,500 at the maximum.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. To read more, visit our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In North Chicago, The Home Service Club offers the best home warranty with the quickest service. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000 at the maximum.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our detailed review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In North Chicago, Liberty Home Guard is the most trustworthy home warranty. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for you to choose from.
Liberty Home Guard offers 3 plans for North Chicago homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in North Chicago. The 3 plans from Cinch are comprehensive and have a mix of both system and appliance coverage. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the North Chicago area.
Read more by visiting our Cinch Home Services Review. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in North Chicago
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can give you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty policy.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also pay your service fee. Once the repair person takes a look at the issue, they will take care of it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty in North Chicago usually covers the main systems and appliances in the house. Appliances covered under a home warranty plan are usually the garbage disposal, refrigerator, dishwasher, dryer, microwave, and more. Systems that are covered usually include plumbing systems, water heaters, heating systems, air conditioners, and electrical systems. Add-on coverage will vary from plan to plan, but you can expect to see add-ons such as sump pumps, spas, central vacuums, pools, roof leaks, and electronics.
A North Chicago home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a North Chicago home warranty.
Temperatures in North Chicago can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in North Chicago, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
In addition, though it varies by company, some providers will let you transfer your warranty in the event that you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
There are also some negatives to purchasing a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another thing to take into consideration is that some companies don't cover pre-existing problems and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about it if you aren't sure or if this is an issue for you.
A home warranty can help with some of a homeowner's maintenance worries, but ultimately, it's up to you to determine whether or not investing in one is the right move for you and your family. Make sure you do your research and read over any home warranty plans that you're considering buying to get a sense of what repairs will and will not be covered under your contract.
Hopefully, this review of North Chicago's best home warranty providers has helped you narrow down your choices and find the best plan for you. Choice Home Warranty stands out as the best overall provider. It offers comprehensive coverage at an affordable monthly or annual cost. However, other home warranties reviewed above also give great coverage choices for North Chicago residents.
The best home warranty provider in North Chicago is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a respected reputation in the North Chicago area.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
A home warranty policy can help homeowners, home sellers, investors, homebuyers, and real estate agents. It can provide peace of mind and savings to anyone involved in homeownership.
The systems and appliances in a home are covered under a home warranty plan in North Chicago. Everything from a stove to a washer can be covered under a home warranty.
Many homeowners feel like a home warranty is worth it since it can help protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, having a home warranty can help. One of the major advantages of a home warranty is that it can provide you some financial peace of mind.
