A home warranty in Melrose Park can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Owning a home in Melrose Park has a lot of great benefits, but there are, of course, some downsides too. The humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty on the market can be quite time-consuming since there are dozens of companies to choose from. That's why the House Method team did the research and made a list of the best home warranty companies in Melrose Park for you.
Finding the best company for your home warranty is a step you could take to protect your home. When trying to decide which home warranty company is the right fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Melrose Park residents. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to decide between.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Melrose Park. The 3 plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also typically around $2,000 at the maximum.
For more information on this provider, read our comprehensive review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Melrose Park. AHS has over 25 years of experience in the industry and in that time has built a a skilled network of service technicians in the country. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and have a mix of both system and appliance coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To read more, visit our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Melrose Park residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process easy.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Melrose Park area.
Read our The Home Service Club full review to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Melrose Park, Liberty Home Guard is the most trustworthy home warranty. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For a more detailed breakdown, read our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Melrose Park residents. Cinch has 3 plans for homeowners to decide between. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For a more detailed breakdown, read our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Melrose Park
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is quite simple. You can use either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year that the home warranty will cover for repairs and replacements.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related expenses that are due to normal wear and tear. Appliances covered under a home warranty plan are typically the refrigerator, dryer, garbage disposal, dishwasher, microwave, and more. Systems that are covered usually include plumbing systems, air conditioners, water heaters, heating systems, and electrical systems. Add-on coverage will vary from plan to plan, but you can expect to see things such as sump pumps, spas, central vacuums, electronics, roof leaks, and pools.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are excluded from the home warranty policy.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Melrose Park reaching upward of 57 degrees in the summer, you may find that certain appliances, like your A.C., get a lot of use. A home warranty can considerably lower your out-of-pocket expenses should your HVAC system break down.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
Home warranties also have some downsides. Although it can be convenient that the home warranty sends out a contractor who handles the repair for you, some people may not like this, and they may want to choose their own contractor. If that's important to you, some home warranty providers allow you to choose a contractor. Also, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel as though you can select the proper home warranty for your Melrose Park home. Choice Home Warranty stands out as the best overall provider. It offers great coverage at an affordable cost. However, other options reviewed above also give great coverage choices for Melrose Park residents.
The best overall home warranty company in Melrose Park is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty plan helps protect against the normal wear and tear of home systems and appliances. Homeowners insurance protects your entire home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster.
A home warranty policy can help real estate agents, investors, homeowners, home sellers, and homebuyers. It can offer peace of mind to anyone that is involved with homeownership.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
A home warranty in Melrose Park can cost between $40 and $80 a month. Higher-priced plans usually have a lower service fee, higher coverage limits, and more coverage.
