A Mchenry home warranty can help protect home buyers and current homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems.
Although homeownership in Mchenry has a great number of advantages, such as life in a vibrant city, there are also downfalls, similar to owning a house anywhere else. One major worry many homeowners have to deal with at some point is updating or repairing their appliances and home systems.
Finding the best home warranty on the market can be quite difficult since there are dozens of companies to decide between. That's why our team at House Method did the research and made a list of the top home warranty companies in Mchenry for you.
Deciding on the right home warranty in Mchenry for you and your family comes down to the type of coverage you're looking for, the home warranty provider you go with, and your location, among other factors. Plans can vary, so consider the following factors when choosing a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Mchenry, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty industry for over 14 years. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to choose from.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered system or appliance.
For a more detailed breakdown, read our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Mchenry residents. The 3 plans from Select are easily comprehensible and offer both system and appliance coverage. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a mix of appliance and system coverage. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For more information, read our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Mchenry residents. The 3 policies that AHS has include options for appliance and system coverage. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance.
For a more detailed breakdown, read our full review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Mchenry. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Mchenry area.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Mchenry residents. Liberty has been in the home warranty industry for about 5 years. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read our review of Liberty Home Guard to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Mchenry, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has more than 43 years of industry experience and in that time has built a an expansive network of service technicians nationwide. The 3 plans that Cinch has include options for appliance and system coverage. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our detailed review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mchenry
A home warranty is a money savings plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to take a look at the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year that the home warranty will cover for repairs and replacements.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. Typical appliances covered by a home warranty include a dryer, dishwasher, washer, garbage disposal, refrigerator, microwave, and more. The systems that are most commonly covered will be heating systems, electrical systems, plumbing systems, air conditioners, and hot water heaters. Add-on options can vary by plan but typically include things like a septic system, central vacuum, second refrigerator, sprinkler system, and plumbing stoppages.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things like pre-existing conditions, cosmetic damages, misuse, and lack of maintenance are not included in a home warranty policy.
Temperatures in Mchenry can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Mchenry, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they need to be repaired or replaced.
Plus, having a Mchenry home warranty can help make your house more attractive to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the same protection you've been benefiting from.
Home warranties also have some cons. Although it can save you time when the home warranty sends out a service technician who does the repair for you, some homeowners may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty companies let you select a contractor. Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They most likely won't cover home systems or appliances that have been damaged due to natural disasters, improper maintenance, animal infestations, etc.
A home warranty can help ease some of a homeowner's maintenance concerns, but in the end, it's up to you to decide if investing in one is the right choice for you and your family. Make sure you do your research and read over any home warranty policy that you're considering purchasing to get a handle on what repairs will and will not be covered under your contract.
A home warranty in Mchenry can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. The best provider in Mchenry is Choice Home Warranty. It offers great coverage at an affordable premium. However, other companies reviewed above are also great choices for Mchenry residents.
The best overall home warranty in Mchenry is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, washing machines, garbage disposals, dishwashers, heating and cooling systems, water heaters, sump pumps, electrical systems, and plumbing, among others. Some companies also offer coverage for ceiling fans, roofs, pools, and garage door openers. A home warranty can help you save money if these appliances and systems fail unexpectedly.
A home warranty can help investors, homebuyers, real estate agents, home sellers, and homeowners. It can provide peace of mind and savings to anyone that is involved with homeownership.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty plan can cost on average about $300 to $800 a year in Mchenry. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
