A Mascoutah home warranty can help protect homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems.
Mascoutah is a place that has so much culture, things to do, and some great homes. Homeownership in Mascoutah has many benefits associated with it, but some negatives come hand in hand with it too. For one, ensuring that your home's systems and appliances get the repairs they need can make Mascoutah homeownership quite difficult.
Finding the best home warranty on the market can be quite time-consuming because there are so many companies to choose from. That's why our team at House Method did the research and put together a list of the best home warranty companies in Mascoutah for you.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan fits your needs. Figure out which items in your home you want coverage for and compare the plans. Below is a list of factors that you'll want to bear in mind when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Mascoutah, Choice Home Warranty offers the best overall home warranty. Choice has more than 14 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans that Choice has include differing levels of system and appliance coverage, as well as add-on options.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered system or appliance.
To read more, visit our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Mascoutah residents. Select has 3 simple plans, making the selection process and policy coverage easily understandable. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information on this provider, read our full review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Mascoutah residents. AHS has 3 simple plans, making the selection process easy. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Mascoutah homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Mascoutah area.
To read more, visit our full review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Mascoutah. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to comprehend and offer a mix of both system and appliance coverage.
The Home Service Club has 2 plans that provide a combination of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000 at the maximum.
Read our thorough review of The Home Service Club to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Mascoutah residents. Liberty has over 5 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. When you purchase a plan from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to comprehend and offer a mix of both system and appliance coverage.
Liberty Home Guard offers 3 plans for Mascoutah homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read more by visiting our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Mascoutah residents. Cinch has been in the home warranty business for around 43 years. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 per covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mascoutah
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair will cost several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage often starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so online or by calling them, and then a repair technician will come and fix the problem. At this point, you will also pay your service fee. Once the repair person fixes the problem, they will deal with it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty in Mascoutah usually covers the main systems and appliances in your home. Typical appliances covered under a home warranty include a garbage disposal, refrigerator, dryer, washer, microwave, dishwasher, and more. The systems that are most commonly covered will be plumbing systems, heating systems, hot water heaters, electrical systems, and air conditioners. The add-on coverages can include septic system, roof leak, spa, pool, and sometimes even things like locksmith or pest control.
A Mascoutah home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, intentional breakages, and pre-existing conditions are not covered with a Mascoutah home warranty.
Temperatures in Mascoutah can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a decent amount of use. As a homeowner in Mascoutah, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Plus, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential home buyers and help your home sell faster.
Home warranties also have some downsides. Although it can be convenient that the home warranty sends out a repair technician who takes care of the repair for you, some may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty providers let you select a contractor. Another downside is that home warranties may not include some repairs, like those due to natural disasters. For example, if your house floods, the systems and appliances that were impacted probably won't be covered by the home warranty.
Although home warranties do have some drawbacks, no matter the season, a home warranty can help lower the inevitable expense of dealing with home appliances and system repairs, giving you some peace of mind.
A home warranty can save you a decent amount of money on home repairs and offer you peace of mind as a homeowner in Mascoutah. When it comes to home warranty companies in Mascoutah, the best overall is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other options mentioned above also give great coverage choices for Mascoutah residents.
Our pick for the best overall home warranty provider in Mascoutah is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a type of service contract that covers repairing and replacing your major home system components and appliances.
Home warranties cover problems related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects your entire home from natural disasters and fires. It doesn't cover normal appliance or system repairs.
Home buyers, real estate agents, home sellers, landlords, and homeowners can all get home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
A service fee is an expense that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty in place except for the policy's premium.
