A home warranty in Maine can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
Maine is a great place to buy a home. However, along with all the positives of homeownership, there are usually a few downsides, too. One of the biggest stressors for many homeowners is that systems and appliances can malfunction suddenly.
Finding the best home protection plan for your Maine home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Maine. Read on for our home warranty recommendations and find out which plan works best for your home.
Determining the right provider for your home warranty is a step you could take to protect your property. Before making your final decision, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying large out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty plan.
For Maine homeowners, when an issue arises with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal system where a claim can be filed. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, your home warranty provider can help. Typical appliances covered under a home warranty plan include a dryer, washer, dishwasher, refrigerator, microwave, garbage disposal, and more. The systems that are most commonly covered will be heating systems, electrical systems, plumbing systems, air conditioners, and hot water heaters. Add-on options can vary by plan but often include things like a sprinkler system, second refrigerator, septic system, central vacuum, and plumbing stoppages.
Maine homeowners should know that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Home warranty plans are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Maine reaching upward of 57 degrees in the summer, you may find that some appliances, like your air conditioning unit, get a lot of use. A home warranty can considerably lower your out-of-pocket expenses should your HVAC system break down.
Another benefit of having a home warranty if you want to sell your home is that some providers let you transfer your home warranty plan to the new owners. It can make your house more attractive to potential home buyers and may help your house sell faster.
One downside of purchasing a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another drawback is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
It can be difficult to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. As with any sort of warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel like you can choose the best home warranty for your Maine home. Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty provider in Maine is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a tremendous reputation in the Maine area.
A home warranty policy can help real estate agents, homeowners, investors, homebuyers, and home sellers. It can provide peace of mind to anyone that is involved with homeownership.
The systems and appliances in a home are covered under a home warranty in Maine. Everything from a fridge to a pool can be covered under a home warranty.
Most home warranty plans are going to cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
A service fee is a cost that must be paid before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the policy's premium.