When one of your systems or appliances breaks down, a home warranty will step in and help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less anxious about homeownership.
Although homeownership in Lyons has a great number of advantages, such as life in a vibrant city, there are also downsides, similar to owning a house anywhere else. One major issue many homeowners have to deal with at some point is replacing or repairing their appliances and home systems.
Finding the best home warranty on the market can be quite challenging because there are lots of companies to choose from. That's why the House Method team did the research and compiled a list of the best home warranty companies in Lyons for you.
The first step in protecting your home with a home warranty is determining which provider's plan fits your needs. Think about the appliances and systems in your home you need coverage for and compare the plans. When figuring out which home warranty company is the best fit for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Lyons, Choice Home Warranty offers the best overall home warranty. Choice has 2 plans for you to choose from. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Lyons. Select has 3 simple plans, making the selection process easy. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Lyons area.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Lyons residents. AHS has been in the home warranty business for around 25 years. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS has include options for appliance and system coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically around $2,500.
To read more, visit our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Lyons residents. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Lyons area.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Lyons residents. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are comprehensive and offer a mix of both system and appliance coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information on this provider, read our comprehensive review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Lyons. The 3 plans from Cinch are easy to understand and have a mix of both system and appliance coverage. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lyons
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
When one of your systems or appliances experiences an issue, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. At this point, you will also have to pay your service fee. Once the repair person takes a look at the issue, they will deal with it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. Appliances covered under a home warranty plan are typically the refrigerator, garbage disposal, dryer, dishwasher, microwave, and more. Systems that are covered usually include water heaters, air conditioners, electrical systems, plumbing systems, and heating systems. You can also choose to pay a bit extra for add-on coverage for items such as spas, swimming pools, septic systems, and roof warranty.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are excluded from the home warranty policy.
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Plus, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
Home warranties also have some drawbacks. Although it can save you time when the home warranty sends out a repair technician who handles the repair for you, some homeowners may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Also, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
A home warranty can aid with some of a homeowner's maintenance worries, but in the end, it's up to you to determine whether or not investing in one is the right move for you and your family. Be sure to do your research and read through any home warranty plans that you're seriously considering purchasing to get a handle on what repairs will and will not be covered under your contract.
We hope you now feel positive that you can choose a home warranty provider in Lyons after going through our reviews. Choice Home Warranty stands out as the best overall company. With its comprehensive plans, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty provider in Lyons is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a service contract that covers the repairs and replacements of major home system components and appliances.
A home warranty will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
A service fee is a cost that you must pay before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the monthly premium/annual cost.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the big pluses of a home warranty is that it can give you some financial peace of mind.
