A home warranty can give you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
Owning a home in Jacksonville has a lot of great advantages, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are frustrated with trying to compare the different options, keep reading for our guide to the best home warranty companies in Jacksonville.
Once you're ready to sign up for a home warranty plan, the first step is deciding what items you need coverage for. From there, you can compare your options and contact different home warranty providers to get a free quote. Before making your final decision, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Jacksonville. Choice is a home warranty company with 14 years of experience in the industry, and it has proved to be one of the best providers in the business. The 2 plans from Choice are easy to comprehend and offer a mix of both system and appliance coverage. When you purchase a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Jacksonville homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also around $3,000.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Jacksonville, Select Home Warranty is the most cost-effective home warranty. The 3 plans that Select has include options for appliance and system coverage. When you purchase a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered system or appliance.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our full review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Jacksonville residents. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for you to decide between.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered appliance or system.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Jacksonville residents. The 2 plans from HSC are easy to comprehend and offer both system and appliance coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also around $2,000.
For a more detailed breakdown, read our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Jacksonville. Liberty is a home warranty provider with 5 years of experience in the industry, and it has established itself as one of the best providers in the business. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $75.
Read our Liberty Home Guard full review to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Jacksonville. Cinch has been on the market for about 43 years, making it a highly regarded company in the industry. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Jacksonville homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Jacksonville
A home warranty is a plan that can reduce the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Jacksonville home comfortable and convenient. When these things need updating, it can be pricey and a pain. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
For Jacksonville homeowners, when an issue comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where a claim can be submitted. At this point, you will also pay your service fee. Once the repair technician looks at the problem, they will handle it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances typically covered under a home warranty include dishwasher, refrigerator, clothes washer, garbage disposal, microwave, clothes dryer, and more. The systems usually included are air conditioners, electrical systems, hot water heaters, ductwork, and plumbing systems. The add-on coverage options can include roof leak, pool, spa, septic system, and sometimes even things like locksmith or pest control.
Jacksonville homeowners should know that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, misuse of a system or appliance, or cosmetic issues. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Home warranties are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Jacksonville reaching upward of 63 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system stop working.
Plus, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and maybe even make your home sell faster.
As for the downsides of home warranties, home system and appliance coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Another downside is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted probably won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal situation. Like any other type of insurance policy or warranty, it's there to provide you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty in Jacksonville can save you lots of money and give you peace of mind when it comes to pricey home repairs and replacements. All of these top providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage at an affordable monthly cost. However, other home warranties mentioned above are also great choices for Jacksonville residents.
The best overall home warranty provider in Jacksonville is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, dishwashers, refrigerators, dryers, garbage disposals, plumbing, electrical systems, heating and cooling systems, sump pumps, and water heaters, among others. Some plans also provide coverage for roofs, pools, garage door openers, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
Home warranty policies cover issues with home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different kind of plan that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
The service fee is the price homeowner pay each time there's a problem with a system or appliance. The service fees are usually between $60 and $150.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you will not have any large hits to your savings account just to keep your home up and running.
