A Hoffman Estates home warranty can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Hoffman Estates is a place that has so much delicious food, things to do, and some beautiful homes. Homeownership in Hoffman Estates has many advantages associated with it, but some downsides come along with it too. For one, ensuring that your home's systems and appliances stay up to date can make Hoffman Estates homeownership quite challenging.
Although a home warranty can help with your homeowner concerns, one issue is narrowing down the best choice for your Hoffman Estates home. That's why we've done the research and have put together a guide of the best home warranty companies in Hoffman Estates.
Picking the right home warranty in Hoffman Estates for you depends on the type of coverage you want, the home warranty provider you go with, and your location, among other factors. When trying to decide which home warranty company is the right fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Hoffman Estates, Choice Home Warranty is the best overall home warranty. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our detailed review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Hoffman Estates. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easily comprehensible and offer a mix of both system and appliance coverage.
Select Home Warranty offers 3 plans for Hoffman Estates homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $60.
For a more detailed breakdown, read our Select Home Warranty full review. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Hoffman Estates residents. AHS has been in business for over 25 years, making it a well-regarded company in the industry. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for homeowners to choose from.
American Home Shield has 3 plans that offer a combination of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally about $2,500.
Read our American Home Shield Review to learn more. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Hoffman Estates, The Home Service Club offers the best home warranty with the quickest service. The 2 home warranty plans that HSC has include differing levels of system and appliance coverage, as well as add-on options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the home warranty for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To read more, visit our The Home Service Club Review. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Hoffman Estates residents. Liberty has 3 plans for homeowners to decide between. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Hoffman Estates area.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information, read our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Hoffman Estates. The 3 policies that Cinch has include options for appliance and system coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Hoffman Estates area.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hoffman Estates
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your bank account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty policy.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year or appliance that the home warranty will cover for repairs and replacements.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . The appliances covered are a cooktop, refrigerator, clothes washer, clothes dryer, microwave, dishwasher, stove, and more. The systems included are the electrical, air conditioner, plumbing, water heater, heating system, and more. The add-on coverage options can include roof leak, spa, septic system, pool, and sometimes even things like locksmith or pest control.
Hoffman Estates homeowners should understand that a home warranty plan will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, pre-existing conditions, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Hoffman Estates can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Another good thing about having a home warranty if you want to sell your home is that some providers let you transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
Home warranties also have some downsides. Though it can be convenient that the home warranty sends out a service technician who does the repair for you, some people may not like this, and they may want to select their own contractor. If that's the case for you, some home warranty companies let you select a contractor. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Like any other warranty or insurance policy, there will always be pros and cons of getting one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel confident that you can choose a home warranty company in Hoffman Estates after reading through our reviews. The best provider in Hoffman Estates is Choice Home Warranty. Choice Home Warranty offers great coverage at an affordable price.
Our pick for the best overall home warranty in Hoffman Estates is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, garbage disposals, refrigerators, washing machines, dishwashers, heating and cooling systems, electrical systems, plumbing, sump pumps, and water heaters, among others. Some companies also provide coverage for ceiling fans, garage door openers, roofs, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home buyers, real estate agents, home sellers, homeowners, and landlords can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Most home warranties have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
Most home warranty plans are going to cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
