A home warranty in Hinsdale can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
With a relatively mild climate, Hinsdale is a great place to own a home. However, homeownership comes with its challenges, like maintaining your home's systems and appliances.
Finding the best home warranty on the market can be quite overwhelming as there are lots of companies to decide between. That's why our team at House Method did the research and compiled a list of the best home warranty companies in Hinsdale for you.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Figure out which appliances and systems in your home you'd like coverage for and compare the plans. Below is a list of factors that you'll want to bear in mind when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Hinsdale residents. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Hinsdale area.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Hinsdale. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to about $2,000 per covered system or appliance.
Read our Select Home Warranty full review to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Hinsdale, American Home Shield offers the most customizable home warranty. AHS has been in the home warranty industry for around 25 years. AHS has 3 plans for you to choose from. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Hinsdale homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Hinsdale residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to understand and have a mix of both system and appliance coverage.
The Home Service Club has 2 plans that provide a mix of system and appliance coverage. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information on this provider, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Hinsdale, Liberty Home Guard offers the most trustworthy home warranty. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of appliance and system coverage. The coverage caps associated with Liberty's plans are around the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read our Liberty Home Guard Review to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Hinsdale, Cinch Home Services is the home warranty with the best workmanship guarantee. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Hinsdale area.
For a more detailed breakdown, read our Cinch Home Services full review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hinsdale
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and protect your bank account from big out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty.
Filing a claim with your home warranty company is quite easy. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year that the home warranty company will cover for repairs and replacements.
A home warranty offers coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. The appliances typically covered under a home warranty plan include clothes washer, clothes dryer, microwave, refrigerator, dishwasher, garbage disposal, and more. The systems usually included are electrical systems, plumbing systems, air conditioners, ductwork, and hot water heaters. You can also optionally opt to pay extra for add-on coverage for items like swimming pools, septic systems, spas, and roof warranty.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things like pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are not included in the home warranty policy.
Since temperatures in Hinsdale can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Purchasing a home warranty plan can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
A home warranty can also have value in other ways. For example, some plans can be transferred to another owner during a home sale.
As for the negatives of home warranties, home system and appliance coverage varies by provider so it's important to understand what each plan covers and doesn't include in the contract. Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some downsides, no matter the season, a home warranty can help lower the inevitable hassle of dealing with home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner. All of these top providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive coverage, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The top home warranty company in Hinsdale is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a great reputation in the Hinsdale area.
Home warranties cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system damage.
Home buyers, landlords, homeowners, home sellers, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Most home warranties cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can give you some financial peace of mind.
