When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are very important for homeowners in the Hampton area of Illinois.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty companies in Hampton.
Finding the best provider for your home warranty is the first step toward protecting your house. When trying to decide which home warranty company is the right one for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Hampton residents. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage.
Choice Home Warranty offers 2 plans for Hampton homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Hampton. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process quick and easy.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are a reasonable $60.
For more information, read our Select Home Warranty Review. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Hampton. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
American Home Shield has 3 plans that offer a combination of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to about $2,500 for each covered system or appliance.
Read more by visiting our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Hampton residents. The 2 plans from HSC are comprehensive and offer both system and appliance coverage. When you buy a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Hampton area.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our thorough review of The Home Service Club to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Hampton residents. Liberty has 3 simple plans, making the selection process easy. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For more information, read our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Hampton. Cinch has been operating for over 43 years, making it a respected company in the industry. Cinch offers 3 plans for homeowners to choose from. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For more information, read our detailed review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hampton
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will also need to pay your service fee. Once the repair person looks at the issue, they will deal with it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty in Hampton typically covers the main systems and appliances in the house. Appliances covered under a home warranty plan are the dishwasher, garbage disposal, microwave, refrigerator, dryer, and more. Systems that are covered usually include plumbing systems, air conditioners, electrical systems, heating systems, and water heaters. Add-on options can vary by provider but commonly include things such as a second refrigerator, sprinkler system, septic system, plumbing stoppages, and central vacuum.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as pre-existing conditions, cosmetic damages, lack of maintenance, and misuse are not included in the home warranty policy.
Home warranties are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Hampton hitting upward of 59 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system break down.
Along with saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the headache of trying to find a qualified contractor to visit your home. Home warranties usually have a network of pre-vetted technicians who can handle any repair issues you may come across.
One drawback of a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Another stipulation is that home warranties typically only cover damage from normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to natural disasters, animal infestations, improper maintenance, etc.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
We hope you now feel positive that you can choose a home warranty provider in Hampton after going through our guide. All of these top providers have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Hampton homeowners.
Our pick for the best overall home warranty provider in Hampton is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include dishwashers, dryers, washing machines, garbage disposals, refrigerators, heating and cooling systems, water heaters, plumbing, sump pumps, and electrical systems, among others. Some policies also offer coverage for roofs, ceiling fans, pools, and garage door openers. A home warranty can help you save money if these items break down unexpectedly.
First-time home buyers, homeowners, landlords, home sellers, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
The service fee is the price you pay each time there is an issue with a system or appliance. The service fees are commonly priced between $60 and $150.
Many homeowners feel like a home warranty is a good investment because it helps protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big pluses of a home warranty is that it can provide you some financial peace of mind.
