A Hampshire home warranty can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Hampshire is a city that has so much delicious food, things to do, and some beautiful homes. Homeownership in Hampshire has many benefits associated with it, but some downsides come along with it too. For one, making sure that your home's systems and appliances stay up to date can make Hampshire homeownership quite challenging.
Since the home warranty market is filled with many providers — all with different coverage — the House Method team did the research for you to help you find the right home warranty in Hampshire.
Picking the right home warranty in Hampshire for you and your family depends on the type of coverage you want, the home warranty provider you opt for, and your location, among other factors. When deciding which home warranty provider is the right fit for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Hampshire residents. Choice has more than 14 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Hampshire area.
To read more, visit our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Hampshire, Select Home Warranty is the most cost-effective home warranty. Select has 3 plans for homeowners to decide between. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Hampshire homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also typically around $2,000 at the maximum.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our thorough review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Hampshire residents. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Hampshire area.
Read more by visiting our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Hampshire. The 2 home warranty plans that HSC offers include differing levels of system and appliance coverage, as well as add-on options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Hampshire homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Hampshire. Liberty has been in the home warranty business for about 5 years. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information, read our thorough review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Hampshire. Cinch is a home warranty provider with 43 years of experience in the industry, and it has become one of the best providers in the business. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the home warranty for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Hampshire area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our full review of Cinch Home Services to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hampshire
A home warranty is a plan that can cut back on the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Hampshire home comfortable and convenient. When these things start to break down, it can be expensive and a nuisance. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to look at the problem. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and look at the issue. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty company. Appliances covered under a home warranty plan are usually the microwave, refrigerator, dishwasher, garbage disposal, dryer, and more. Systems that are covered usually include plumbing systems, water heaters, air conditioners, heating systems, and electrical systems. Add-on options can vary by provider but typically include things like a septic system, central vacuum, plumbing stoppages, second refrigerator, and sprinkler system.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Hampshire's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the necessary repairs, saving you from spending a lot of money out of pocket.
Another added benefit of having a home warranty policy is that it can increase your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
There are also some downsides to buying a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another thing to bear in mind is that some companies don't cover pre-existing issues and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about this if you need more information or if this is an issue for you.
Homeownership is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to consider before purchasing a policy.
Hopefully, you now feel like you can choose the best home warranty for your Hampshire home. All of these top choices have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers home warranties with comprehensive coverage at an affordable price.
Our pick for the best overall home warranty company in Hampshire is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need to have covered.
Home warranty policies cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different plan that protects one's entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
A home warranty can help home sellers, homebuyers, real estate agents, investors, and homeowners. It can provide peace of mind and savings to anyone involved in homeownership.
Typically coverage for a home warranty plan begins 30 days after the payment receipt. However, a few companies may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you will not have any large hits to your bank account for home maintenance.
