A home warranty in Fox Lake can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Fox Lake is a great place to have a home. However, along with all the positives of homeownership, there are typically a few downsides, too. One of the biggest headaches for many homeowners is that systems and appliances can stop working suddenly.
Finding the best home warranty plan for your Fox Lake home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Fox Lake. Read on for our home warranty recommendations and learn which plan works best for your home.
After researching home warranties in Fox Lake, your next step is to figure out which company you want to receive a free quote from. Before making your final decision, here are a few other factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Fox Lake. Choice has been in the home warranty business for around 14 years. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Fox Lake residents. Select has 3 simple plans, making the selection process quick and easy. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read more by visiting our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Fox Lake residents. The 3 plans from AHS are easy to comprehend and offer a mix of both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Fox Lake area.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Fox Lake, The Home Service Club offers the best home warranty with the quickest service. HSC has 2 simple plans, making the selection process easy. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Fox Lake homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read our review of The Home Service Club to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Fox Lake, Liberty Home Guard is the most trustworthy home warranty. Liberty has over 5 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. The 3 policies that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is less than other providers in the Fox Lake area.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Fox Lake residents. Cinch has been in business for around 43 years, making it a well-regarded company in the industry. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options.
Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered system or appliance.
For more information on this provider, read our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Fox Lake
A home warranty is a protection plan that brings down the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty in Fox Lake typically covers the main systems and appliances in the home. Appliances covered under a home warranty plan are typically the dishwasher, refrigerator, dryer, garbage disposal, microwave, and more. Systems that are covered usually include plumbing systems, water heaters, heating systems, air conditioners, and electrical systems. Add-on coverage options can vary by company but commonly include things such as a central vacuum, plumbing stoppages, septic system, sprinkler system, and second refrigerator.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are not covered by a home warranty policy.
Home warranty policies are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Fox Lake hitting upward of 56 degrees in the summer, you may find that some appliances, such as your air conditioning system, get a lot of use. A home warranty can remarkably decrease your out-of-pocket costs should your HVAC system break down.
Additionally, having a Fox Lake home warranty can make your house more appealing to potential home buyers if you ever decide to sell in the future. Many home warranty providers will allow you to transfer your policy to a new owner and give them the same protection you've been receiving.
One disadvantage of signing up for a home warranty is that there are usually exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Another downside is that home warranties may not include some repairs, such as those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were affected probably won't be covered by the home warranty.
Whether or not a home warranty is worth it ultimately depends on your personal preference. Like any other sort of insurance policy or warranty, it's there to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty in Fox Lake can save you lots of money and offer you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty stands out as the best overall company. With its comprehensive coverage, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty company in Fox Lake is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a great reputation in the Fox Lake area.
A home warranty is a type of service contract that covers the repairs and replacements of major home system components and appliances.
A home warranty plan covers the normal wear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of something like a natural disaster or fire. With homeowners insurance, you won't be able to file a claim if you need a new refrigerator or stove, unless the damage is due to a natural disaster.
A home warranty policy can help real estate agents, homeowners, homebuyers, home sellers, and investors. It can provide peace of mind and savings to anyone involved in homeownership.
A service fee is a cost that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty apart from the policy's premium.
