A home warranty in Fairview Heights can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Fairview Heights gives homeowners some great living options and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty companies in Fairview Heights.
The first step in protecting your house with a home warranty is determining which company's plan is right for you. Figure out which appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when deciding on a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Fairview Heights residents. Choice has 2 simple plans, making the selection process quick and easy. When you purchase a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Fairview Heights homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our detailed review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Fairview Heights, Select Home Warranty offers the most cost-effective home warranty. Select offers 3 plans for you to decide between. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the home warranty for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Fairview Heights area.
To read more, visit our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Fairview Heights residents. AHS has around 25 years of experience in the industry and in that time has built a impressive network of service professionals nationwide. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for you to choose from.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
For more information, read our thorough review of American Home Shield. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Fairview Heights residents. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the home warranty for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
To read more, visit our thorough review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Fairview Heights. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
Read our comprehensive review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Fairview Heights, Cinch Home Services is the home warranty with the best workmanship guarantee. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our detailed review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Fairview Heights
A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances easier. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time you can file your first claim.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue. At this point, you will also need to pay your service fee. Once the repair person looks at the issue, they will handle it at no cost to you. The only time a Fairview Heights homeowner may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down how much you spend on maintaining your home. The appliances usually covered under a home warranty plan are the washing machine, dryer, microwave, dishwasher, oven, refrigerator, and more. System coverage typically includes plumbing, air conditioning, electrical systems, water heaters, heating systems, and more. The add-on coverages can include roof leak, septic system, pool, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like cosmetic damages, lack of maintenance, misuse, and pre-existing conditions are not included in the home warranty policy.
Temperatures in Fairview Heights can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in Fairview Heights, one of the benefits of having a home warranty is that these home systems and major appliances can be covered if they need to be repaired or replaced.
Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
One disadvantage of buying a home warranty is that there are generally exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Another thing to take into consideration is that some providers don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you need more information or if this is a problem for you.
Although home warranties do have some things to bear in mind, no matter the season, a home warranty can help cut back on the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
We hope you now feel positive that you can choose a home warranty company in Fairview Heights after going through our guide. When it comes to home warranties in Fairview Heights, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The best overall home warranty provider in Fairview Heights is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
Home warranty plans cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.
The systems and appliances in a home are covered under a home warranty policy in Fairview Heights. Everything from a stove to a pool can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
Many homeowners find a home warranty is a good investment since it can help protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big pluses of a home warranty is that it can offer you some financial peace of mind.
